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813 Spikeresh Way , Joppa, MD 21085
$519,990
Est. Payment: $2,767.61/mo
5 Bed
3 Bath
2511 Sqft
0.17 Acres
Status: pending | Days on site: 29
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DRHO1 - 3383264
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House Description

SPECIAL FINANCING AT 5.5 FHA AND 5.75 FIXED CONV. WITH DHI MORTGAGE AND 15 k CLOSING HELP!! Enjoy the Amazing Views, in the highly sought after community of Ridgely's Reserve features a Main Level Bedroom and a Loft Space on the 2nd Floor. The Hayden floor plan features 5 bedrooms, 3 bathrooms, a flex room, and a two-car garage. Past the foyer is the large, open concept living room that flows nicely into the eat-in kitchen that overlooks the casual dining area and a sliding glass door for easy access to the backyard. Offering an abundance of natural light, the welcoming kitchen comes with bright white cabinetry, a Quartz island with enough room for seating, an impressive walk-in corner pantry and stainless-steel appliances. Upstairs, the owner’s suite is the retreat you have been looking for! The spacious bedroom, ample walk-in closet and oversized owner’s bath with its luxurious shower are all must-see. The entire family will be able to have their own space with the four additional large bedrooms, a loft, , and customizable flex space. The laundry room is centrally located upstairs. This home is also equipped with smart home technology, featuring a keyless entry, Skybell (video doorbell), programmable thermostat to adjust your temperature from your smartphone and much more. Commuting and traveling is made easy with close-proximity to 152 Fallston Area and 95 . This community is just minutesto Wegmans, Festival in Belair and the White Marsh Town Center.

Highlights

Listed by Justin K Wood , 3017013700 D.R. Horton Realty of Virginia, LLC , 3014072600. Bright MLS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

125 Monthly

Year Built

2026

County

Harford

Neighborhood

Ridgely's Reserve

School District

Harford County Public Schools

Listing ID

MDHR2060192

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Heater
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Ceramic Tile,Vinyl
Above Ground Sq Ft:2511
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Carpet, Floor Plan - Open, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Family Room Off Kitchen, Entry Level Bedroom, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Horse Property: No
Garage Capacity:2
Zoning:RESIDNETIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,768
Taxes
$331
HOA
$125

Home Price

$519,990

Loan Details

30 yrs
7%

Down Payment

20%
$103,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,767.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,767.61 $331.49 $125.00 $3,224.10
Yearly $33,211.26 $3,977.92 $1,500.00 $38,689.19
Total $996,337.86 $119,337.71 $45,000.00 $1,160,675.56
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS