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507 Potomac Rd , Joppa, MD 21085
$535,000
Est. Payment: $2,847.49/mo
3 Bed
4 Bath
3249 Sqft
0.17 Acres
Status: pending | Days on site: 49
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CCRL8 - 3099758
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House Description

Ask about the seller’s assumable 3.75% VA loan (subject to buyer qualification and lender/VA approval)! Why wait for new construction when you can have more space, more finished living area, and the upgrades already in place? Offering nearly 2,700 square feet above grade plus a finished lower level, this 3-bedroom, 3.5-bath home delivers an impressive amount of living space across all three levels and backs to mature trees for added privacy. The location adds even more appeal, with the Gunpowder River and Mariner Point Park nearby for walking trails, playgrounds, fishing, boating, picnics, and time along the water. From the stone-accented exterior and two-car garage to the detailed trim, hardwood flooring, in-ceiling speakers throughout, and established finishes inside, the home offers a warmth and character that is hard to replicate. The main level is designed for both everyday living and entertaining, with separate living and dining rooms in addition to an expansive open kitchen, breakfast room, and family room. The kitchen offers an abundance of cabinetry and granite countertop space, stainless steel appliances, and a large center island with seating, all opening naturally into the spacious family room with its stone-surround fireplace. The adjoining breakfast room is surrounded by windows and leads directly to the maintenance-free rear deck, creating an easy indoor-outdoor connection while overlooking the wooded backdrop. Upstairs, the oversized primary suite provides plenty of room to unwind and features a tray ceiling, generous closet space, and a private bath with dual vanities and a tiled shower. Two additional bedrooms, another full bath, a dedicated laundry room, and a large central sitting area add even more flexibility to the upper level. The finished lower level extends the living space with a large recreation room and full bath while still preserving substantial unfinished space for storage, a workshop, home gym, or future possibilities. With finished living space on all three levels, a deck already in place, a wooded rear setting, and many of the upgrades buyers often find themselves adding later, 507 Potomac Road offers an impressive combination of space, comfort, character, and value.

Highlights

Listed by Robert Bollack , 4432997994 Cummings & Co Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

513 Annually

Year Built

2017

County

Harford

Neighborhood

Rogers Ford

School District

Harford County Public Schools

Listing ID

MDHR2059838

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Above Ground Sq Ft:2748
Below Ground Sq Ft:501
Basement:Partially Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R1COS
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Inside Access,Additional Storage Area,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,847
Taxes
$416
HOA
$513

Home Price

$535,000

Loan Details

30 yrs
7%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,847.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,847.49 $416.08 $513.00 $3,776.58
Yearly $34,169.94 $4,993.00 $6,156.00 $45,318.94
Total $1,025,098.08 $149,790.00 $184,680.00 $1,359,568.08
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS