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100 Shell Cove Ct , Joppa, MD 21085
$395,000
Est. Payment: $2,168.98/mo
3 Bed
2 Bath
1560 Sqft
0.26 Acres
Status: active | Days on site: 45
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House Description

Nestled in the serene enclave of Rumsey Island, this exquisite split-level residence has undergone a remarkable transformation, with major renovations completed in 2020 that elevate its charm and functionality. Spanning 1,560 square feet, this home seamlessly blends modern luxury with inviting warmth, creating an ideal sanctuary for those seeking a refined lifestyle. Step inside to discover a thoughtfully designed interior that exudes comfort and sophistication. The gourmet kitchen, a true culinary haven, features stainless finishes and ample space for entertaining. The combination kitchen and dining area flows effortlessly, making it perfect for hosting gatherings or enjoying intimate meals. Natural light pours in through well-placed windows, enhancing the inviting atmosphere throughout the home. The spacious living areas are adorned with new carpeting in Primary bedroom, hallway, stairs and lower levels and luxury vinyl plank flooring, providing a cozy yet stylish foundation. The primary suite boasts a generous walk-in closet and a beautifully appointed bathroom with a tub shower, offering a private retreat for relaxation. Additional bedrooms provide versatility for guests or a home office, ensuring that every need is met. Venture downstairs to a large family room/ or 4th bedroom, possibilities abound. This versatile space features a workshop and a walkout entrance, making it ideal for hobbies or additional storage. The finished basement ensures year-round comfort, while the daylight windows invite the outdoors in, this space can potentially be a 4th bedroom.. Outside, the property is a true oasis, with water-oriented features that enhance the tranquil ambiance. Imagine unwinding and surrounded by nature's beauty, or enjoying leisurely afternoons on the spacious grounds. The 0.26-acre lot offers ample space for outdoor activities, gardening, or simply soaking in the peaceful surroundings. This home is not just a residence; it's a lifestyle. With its prime location on Rumsey Island, you'll enjoy the perfect blend of privacy and community, with easy access to local amenities and recreational opportunities. Experience the luxury of water view living, where every day feels like a vacation. Embrace the opportunity to make this stunning property your own, where high-end features and an exclusive lifestyle await. Your dream home is ready to welcome you. *Seller providing a 1 year home warranty.

Highlights

Listed by Patricia A Parks , 4109784822 ExecuHome Realty , 4436323000. Bright MLS

Property Type

Residential

Lot/Acreage
0.26

Year Built

1975

County

Harford

Neighborhood

Rumsey Island

School District

Harford County Public Schools

Listing ID

MDHR2060026

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:1560
Basement:Connecting Stairway,Daylight,Partial,Heated,Improved,Interior Access,Outside Entrance,Partially Finished,Rear Entrance,Sump Pump,Walkout Stairs,Windows,Workshop
Other:
  • ▪ Additional:Attic, Bathroom - Tub Shower, Carpet, Combination Kitchen/Dining, Dining Area, Floor Plan - Traditional, Kitchen - Gourmet, Primary Bath(s), Walk-in Closet(s), Window Treatments
Water:Public

Exterior Features

Lot:Cleared,Corner,Front Yard,Landscaping,No Thru Street,Level,Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R3
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Sidewalks, Street Lights
Sewer:Public Sewer
Parking Features:Concrete Driveway,Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$2,169
Taxes
$265

Home Price

$395,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,168.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,168.98 $265.25 $0.00 $2,434.23
Yearly $26,027.78 $3,183.00 $0.00 $29,210.78
Total $780,833.42 $95,490.00 $0.00 $876,323.42
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS