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617 Shore Dr , Joppa, MD 21085
$525,000
Est. Payment: $2,794.27/mo
3 Bed
3 Bath
2120 Sqft
0.11 Acres
Status: active | Days on site: 4
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House Description

**WELCOME TO YOUR OWN WATERFRONT PARADISE ON RUMSEY ISLAND!** Experience the best of waterfront living on the beautiful Gunpowder River, just a short boat ride from the Chesapeake Bay! This exceptional 3-bedroom, 2.5-bath semi-detached home offers your very own backyard oasis, complete with **30-FOOT PIER with TWO BOAT SLIPS, A 20,000-LB BOAT LIFT, AND A PRIVATE SANDY BEACH!** Boating enthusiasts will appreciate approximately 3 feet of water at mean low tide, underground electric and water service to the dock, and convenient straight-in boat access—no tricky turns or maneuvering required! Step inside to discover a spacious, open floor plan featuring a beautifully remodeled kitchen (2020) with stainless steel appliances, recessed lighting, a dedicated coffee station, built-in pantries, and an island with a gorgeous butcher block countertop. The main level also features a living room, family room, dining room, and convenient powder room, offering plenty of space for everyday living and entertaining. Upstairs, retreat to the exceptionally spacious primary bedroom, freshly painted with BRAND-NEW luxury vinyl plank flooring with a primary bath that has a whirlpool tub! Two additional bedrooms and one additional full bathroom complete the upper level. Two front bedroom windows were replaced in 2019. A separate laundry room adds even more convenience, featuring built-in cabinetry, an ironing board, and a versatile countertop perfect for folding laundry or creating your own craft station! **BUT THE REAL MAGIC HAPPENS OUTDOORS!** The beautifully landscaped backyard is filled with colorful flowers, mature trees, and inviting spaces to relax and entertain. Take in the breathtaking waterfront views from your expansive TWO-LEVEL DECK, complete with a canopy that conveys, or follow the steps down to your own private sandy beach and waterfront retreat. Whether you're hosting summer gatherings, enjoying morning coffee overlooking the water, fishing, kayaking, or heading out for a day on the Chesapeake Bay, this property offers an incredible waterfront lifestyle right outside your door! The attention to detail continues with a spacious approximately 18' x 10' storage shed with electricity and a beautifully updated front porch featuring poured concrete and custom-made railings (2025), along with a convenient motorized retractable awning. Additional improvements include a NEW ROOF in 2020. Located in the desirable Rumsey Island waterfront community, you'll enjoy convenient access to Mariner Point Park, featuring walking trails, fishing piers, picnic areas, and boat launches. Convenient to I-95, shopping, dining, and everyday amenities, this location offers the perfect combination of peaceful waterfront living and accessibility to Baltimore, Bel Air, and surrounding areas. **WHY DREAM ABOUT WATERFRONT LIVING WHEN YOU CAN LIVE IT EVERY DAY?** Bring your boat, embrace the spectacular views, and start making unforgettable memories on the Gunpowder River!

Highlights

Listed by Melissa D Wolinski , 4432556837 Samson Properties , 4433437660. Bright MLS

Property Type

Residential

Lot/Acreage
0.11

Year Built

1975

County

Harford

Neighborhood

Rumsey Island

School District

Harford County Public Schools

Listing ID

MDHR2061246

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Stove, Microwave, Icemaker
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2120
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Dining Area, Primary Bath(s), Window Treatments, Wood Floors, Floor Plan - Open
Water:Public

Exterior Features

Lot:Landscaping,Bulkheaded,Fishing Available,Rear Yard,SideYard(s),Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:R3
Roof:Asphalt
Others:
  • ▪ Additional:Sidewalks, Private Beach, Awning(s), Extensive Hardscape, Exterior Lighting, Outbuilding(s), Very Good
Sewer:Public Sewer
Parking Features:Concrete Driveway,Off Street,Driveway,On Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,794
Taxes
$264

Home Price

$525,000

Loan Details

30 yrs
7%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,794.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,794.27 $264.25 $0.00 $3,058.52
Yearly $33,531.25 $3,171.00 $0.00 $36,702.25
Total $1,005,937.37 $95,130.00 $0.00 $1,101,067.37
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS