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3118 Alfalfa Cir , La Plata, MD 20646
$495,000
Est. Payment: $2,634.60/mo
4 Bed
4 Bath
2652 Sqft
0.12 Acres
Status: active | Days on site: 169
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RMXO3 - 124185
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House Description

Now presenting our newest Carriage Home here in Agricopia. For the month of AUGUST the seller is offering a 2-1 interest rate buy down with preferred lender and Title Company! It really is possible to get a interest rate in the 4% category in 2026! Hurry and we will sweeten the deal with the rest of 2026 FREE HOA dues . This well thought out home offers 4 bedrooms and three and a half baths. Upon entering the foyer you notice warm neutral tones and high ceilings. The front office/ den space is great for teleworking or more private sitting area and is anchored by a half bath. The open concept living room / kitchen combo gives you the space you need for larger gatherings. The gourmet kitchen offers lots of cabinetry, accent colored island and quartz counter tops. The stainless steel appliances complete the finished look of the kitchen. Upstairs you will find a generous sized owners suite with sitting area, over sized walk in closet and en-suite bathroom. The bath offers a tile shower with glass doors, dual vanity with marble top and separate water closet. Flanking the other side of the upstairs are two more bedrooms and a large hallway bath shared by both. Upstairs you will also find a laundry room with tile flooring, window and washer / dryer connections. The basement is fully finished with LPV flooring, recessed lighting and an additional bedroom and full bath. If that wasn't enough the Carriage homes of Agricopia are serviced by a hired landscape company so you have a maintenance free type lifestyle. The neighborhood offers a few tot lots, soccer field with BBQ pavilion, walking trails and a large lake in the center for fishing.

Highlights

Listed by Michael C Coughlan , 2408381334 RE/MAX One , 4432956123. Bright MLS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

1300 Annually

Year Built

2025

County

Charles

Neighborhood

Agricopia

School District

Charles County Public Schools

Listing ID

MDCH2055082

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Heater
Floor:Carpet,Ceramic Tile,Luxury Vinyl Plank
Above Ground Sq Ft:1974
Below Ground Sq Ft:678
Basement:Connecting Stairway,Daylight,Partial,Drainage System,Fully Finished,Heated,Improved,Interior Access,Poured Concrete,Sump Pump,Windows
Other:
  • ▪ Additional:Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Horse Property: No,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:6
Zoning:PUD
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent, Bike Trail, Common Grounds, Jog/Walk Path, Lake, Picnic Area, Soccer Field, Tot Lots/Playground, Common Area Maintenance, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Management
Sewer:Public Sewer
Parking Features:Concrete Driveway,Lighted Parking,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,635
Taxes
$131
HOA
$1,300

Home Price

$495,000

Loan Details

30 yrs
7%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,634.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,634.60 $130.58 $1,300.00 $4,065.18
Yearly $31,615.17 $1,567.00 $15,600.00 $48,782.17
Total $948,455.24 $47,010.00 $468,000.00 $1,463,465.24
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (La Plata, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS