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104 Westmorland Ct , La Plata, MD 20646
$549,000
Est. Payment: $3,014.61/mo
4 Bed
3 Bath
2436 Sqft
0.48 Acres
Status: active | Days on site: 2
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RMXO3 - 3283885
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House Description

USDA LOAN ELIGIBLE, NO DOWN PAYEMNT REQUIRED (100% financing for qualified buyers) Welcome to 104 Westmorland Court in the desirable Kings Grant community of La Plata! This inviting 4-bedroom, 2.5-bath Colonial offers 2,436 square feet of living space on a generous 0.48-acre lot, with a two-car garage and numerous recent improvements that make this home even more appealing. Fresh updates within the past year include new luxury vinyl plank (LVP) flooring throughout, an expanded upstairs laundry room for added functionality, recently painted exterior, and refreshed front yard landscaping that enhances the home's curb appeal. The garage has also been upgraded with finished and painted drywall and substantial metal shelving, providing an attractive, organized space for storage, hobbies, and everyday needs. Inside, enjoy a welcoming floor plan featuring bay windows, crown molding, and a comfortable family room with a classic wood-burning brick fireplace. The family room flows conveniently from the kitchen, creating an inviting space for everyday living and entertaining. The kitchen features newer stainless-steel appliances, ample cabinetry and counter space, and an adjoining dining area. Upstairs, you'll find the recently renovated laundry room as well as four generously sized and freshly painted bedrooms, including a spacious primary suite with a walk-in closet and private bath. Step outside to enjoy the deck and expansive, fully-fenced backyard. A retaining wall creates a substantial leveled area within the naturally sloping yard, offering additional usable outdoor space for relaxing, entertaining, gardening, or just enjoying time outdoors. Below the main level, you can find a massive, encapsulated space, perfect for additional storage or a potential future walk-out basement. Conveniently located in Kings Grant, this home offers the space, functionality, and recent move-in ready updates today's buyers are seeking, with easy access to La Plata shopping, dining, and everyday conveniences. Don't miss the opportunity to make this well-maintained and thoughtfully updated home yours!

Highlights

Listed by JAMMIE REEDY , 3016534705 RE/MAX One , 4432956123. Bright MLS

Property Type

Residential

Lot/Acreage
0.48

HOA Fee

200 Annually

Year Built

1994

County

Charles

Neighborhood

Kings Grant La Plata

School District

Charles County Public Schools

Listing ID

MDCH2061100

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Refrigerator, Stainless Steel Appliances, Stove, Dryer - Electric, Washer, Built-In Microwave, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Wood,Brick,1 Fireplace
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:2436
Other:
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Jetted Tub, Carpet, Ceiling Fan(s), Floor Plan - Open, Primary Bath(s), Family Room Off Kitchen, Chair Railings, Crown Moldings, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R-21
Others:
  • ▪ Additional:Gutter System, Excellent
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Inside Access,Attached Garage,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Nov 14
Principal Interest
$3,015
Taxes
$545
HOA
$200

Home Price

$549,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,014.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,014.61 $544.83 $200.00 $3,759.44
Yearly $36,175.32 $6,538.00 $2,400.00 $45,113.32
Total $1,085,259.61 $196,140.00 $72,000.00 $1,353,399.61
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (La Plata, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS