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403 Prospect St , La Plata, MD 20646
$475,000
Est. Payment: $2,528.15/mo
3 Bed
3 Bath
1870 Sqft
0.59 Acres
Status: active | Days on site: 154
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HYTCMRE1 - 3296086
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

**ASSUMABLE VA LOAN**Tired of cookie cutter? This one has personality! Welcome to 403 Prospect Street, an updated and move-in-ready home located in the heart of La Plata! This 3-bedroom, 3-full-bath home offers approximately 1,900 square feet of comfortable living space on a large, flat .59-acre lot. Major updates have already been taken care of, including the roof, siding, water heater, washer and dryer, electrical, plumbing, and French drain system and more, giving the next owner added peace of mind. The home features a desirable main-level primary bedroom, updated living spaces, off-street parking, and a spacious backyard with plenty of room to entertain, garden, play, or simply relax. A large new shed provides additional storage. Conveniently located near shopping, dining, commuter routes, and everything La Plata has to offer. Updated, move-in ready, and waiting for its new owner!
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Highlights

Listed by Sherri Renee Spriggs , 4107077777 Hyatt & Company Real Estate, LLC , 4107056295. Bright MLS

Property Type

Residential
Lot/Acreage
0.59

Year Built

1940

County

Charles

 Neighborhood

None Available

 School District

Charles County Public Schools

Listing ID

MDCH2055504

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater, Built-In Microwave, Washer - Front Loading, Washer/Dryer Stacked
Air Cond:Central A/C
Fireplaces:Electric,1 Fireplace
Floor:Engineered Wood
Above Ground Sq Ft:1870
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Combination Kitchen/Dining, Crown Moldings, Dining Area, Primary Bath(s), Recessed Lighting, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:R-10
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,528
Taxes
$259

Home Price

$475,000

Loan Details

30 yrs
7%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,528.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,528.15 $259.08 $0.00 $2,787.23
Yearly $30,337.79 $3,109.00 $0.00 $33,446.79
Total $910,133.81 $93,270.00 $0.00 $1,003,403.81
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (La Plata, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS