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10505 Cosmos Ct , La Plata, MD 20646
$674,990
Est. Payment: $3,706.43/mo
4 Bed
4 Bath
4612 Sqft
0.14 Acres
Status: active under contract | Days on site: 33
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House Description

Nestled in the prestigious St. Charles Horizon community, this exquisite new construction home is a canvas awaiting your personal touch. With a classic Colonial and Traditional architectural style, this residence promises to be a sanctuary of comfort and elegance, designed for those who appreciate the finer things in life. Spanning a generous 0.14 acres, the property boasts a thoughtfully designed layout featuring four spacious bedrooms and three and a half luxurious bathrooms. The potential for this space is limited only by your imagination. As you step inside, you'll be greeted by an abundance of natural light that fills the open-concept living areas, creating an inviting atmosphere perfect for both relaxation and entertaining. The high-end finishes throughout the home reflect a commitment to quality and craftsmanship, ensuring that every detail is attended to. Imagine hosting gatherings in your elegant dining area or enjoying quiet evenings in the expansive living room, where comfort meets sophistication. The exterior of the home features durable vinyl siding, combining aesthetic appeal with low maintenance, allowing you to spend more time enjoying your luxurious lifestyle. The attached front-entry garage provides convenience and security, making coming home a pleasure. While construction is still underway, the anticipation of what this home will become is palpable. Envision your dream kitchen, outfitted with top-of-the-line appliances and custom cabinetry, where culinary creations come to life. Picture serene mornings on your future patio, sipping coffee while basking in the tranquility of your surroundings. Living in St. Charles Horizon means embracing a lifestyle of exclusivity and comfort. This community offers a serene environment, perfect for unwinding after a busy day, while still being conveniently located near shopping, dining, and recreational opportunities. This property is not just a house; it's an opportunity to create a home that reflects your unique style and aspirations. Don't miss your chance to be part of this exceptional community and make this luxurious residence your own. The possibilities are endless, and the lifestyle awaits.

Highlights

Listed by Akevia Darden , 2027054224 Own Real Estate , 2406158395. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

95 Monthly

County

Charles

Neighborhood

St Charles Horizon

School District

Charles County Public Schools

Listing ID

MDCH2059780

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:4612
Basement:Unfinished
Other:
  • ▪ Main Floor Bedrooms:1
Water:Public

Exterior Features

Lot:Horse Property: No
Garage Capacity:2
Zoning:NA
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,706
Taxes
$742
HOA
$95

Home Price

$674,990

Loan Details

30 yrs
7.312%

Down Payment

20%
$134,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,706.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,706.43 $742.49 $95.00 $4,543.92
Yearly $44,477.19 $8,909.87 $1,140.00 $54,527.06
Total $1,334,315.82 $267,296.10 $34,200.00 $1,635,811.92
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (La Plata, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS