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40 Derby Dr , La Plata, MD 20646
$419,900
Est. Payment: $2,305.71/mo
4 Bed
3 Bath
2332 Sqft
0.05 Acres
Status: active | Days on site: 1
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CENT2016 - 92743
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House Description

This beautifully maintained **Augusta Villa** offers the perfect combination of comfortable main-level living, generous entertaining spaces, and a peaceful wooded setting. Featuring 4 bedrooms, 3 full bathrooms, and a two-car garage, this thoughtfully designed home offers an inviting layout with hardwood flooring throughout the main level and upgraded carpeting downstairs. The spacious great room features a cozy fireplace and opens to a large deck overlooking the woods, providing a wonderful setting for morning coffee, outdoor dining, or simply enjoying the privacy of nature. The kitchen features granite countertops, stainless steel appliances, and an open layout that flows comfortably into the living and dining areas. The main-level owner's suite headquarter offers a spacious bedroom, a private en-suite bathroom with upgraded tile, and a generous walk-in closet. A second bedroom, additional full bathroom, and conveniently located laundry area complete the main level, making everyday living easy and accessible. The finished lower level, featuring two additional bedrooms, a third full bathroom, and a spacious recreation room—ideal for entertaining, visiting family, overnight guests, or creating a comfortable second living area. Beautifully cared for and truly move-in ready, this home offers the space of a traditional residence with the convenience of a low-maintenance lifestyle. An added financial benefit for the next homeowner: The seller will pay off the remaining excise tax balance at settlement, eliminating this outstanding obligation for the buyer. Residents of The Villages of Steeple Chase in the summer enjoy an amenity-rich community featuring an outdoor swimming pool, fitness center, clubhouse/recreation center, walking and running trails, and a playground. 40 Derby Drive offers more than just a beautiful home—it offers the opportunity to enjoy your next chapter with comfort, convenience, and a little more time for the things you love.

Highlights

Listed by Laura L Forbes , 7039282235 CENTURY 21 New Millennium , 3016099000. Bright MLS

Property Type

Townhome

Lot/Acreage
0.05

HOA Fee

189 Monthly

Year Built

2018

County

Charles

Neighborhood

The Villages Of Steeplec

School District

Charles County Public Schools

Listing ID

MDCH2060580

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Refrigerator, Icemaker, Oven/Range - Electric, Stainless Steel Appliances, Washer, Water Heater, Water Heater - High-Efficiency, Dryer, Disposal, Energy Efficient Appliances
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Fireplace - Glass Doors,Gas/Propane,Mantel(s),1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:1381
Below Ground Sq Ft:951
Basement:Fully Finished,Garage Access,Heated,Improved,Interior Access,Outside Entrance,Poured Concrete,Rear Entrance,Walkout Level,Windows,Full,Connecting Stairway,Daylight,Partial,Combination
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors, Crown Moldings, Combination Kitchen/Living, Entry Level Bedroom, Kitchen - Table Space, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Landscaping,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:6
Zoning:MUD-2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Street Lights, Exterior Lighting, Excellent, Community Center, Exercise Room, Fitness Center, Jog/Walk Path, Pool - Outdoor, Recreational Center, Reserved/Assigned Parking, Swimming Pool, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Snow Removal, Pool(s), Trash
Sewer:Public Sewer
Parking Features:Lighted Parking,Paved Driveway,Garage Door Opener,Garage - Rear Entry,Inside Access,Oversized,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,306
Taxes
$607
HOA
$189

Home Price

$419,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$83,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,305.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,305.71 $607.33 $189.00 $3,102.04
Yearly $27,668.52 $7,288.00 $2,268.00 $37,224.52
Total $830,055.57 $218,640.00 $68,040.00 $1,116,735.57
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (La Plata, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS