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21975 Spring Valley Dr , Lexington Park, MD 20653
$315,000
Est. Payment: $1,676.56/mo
3 Bed
2 Bath
1296 Sqft
0.27 Acres
Status: active | Days on site: 63
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RDWG2 - 3323344
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House Description

SPECIAL FINANCING OPPORTUNITY! Seller is offering a credit toward a buyer’s interest rate through a temporary buydown program, creating the opportunity for a lower interest rate and monthly payment. Contact agent for accompanying financing guide for additional details and examples. Buyers should contact Rich Conlon with Atlantic Coast Mortgage for a personalized financing analysis based on their specific qualifications and loan scenario. Additional finance charges may apply. Lovely starter home waiting for its new owners! This property features 3 bedrooms and 1.5 bath, and a fully fenced in spacious backyard with a large concrete patio. The large living room opens to a space that can be used as a family room, office, den, dining room or whatever else you need it to be. Off of the kitchen, there's a space that can be turned into a large pantry or storage area. Don't let the age of this home fool you. All of the big ticket items are new or only a few years old! Updates include: heat pump (2022), kitchen appliances (2023), extended driveway (2024), siding (2025), windows (2025), doors (2025), floors (2026), paint (2026), water heater (2026). According to previous listing from when seller purchased the home in 2021, roof was new then. Seller was in the process of replacing current fence with a new wood one, but was unable to finish, so the buyer will inherit about $1,000 worth of wood that was left to complete the job. The home is centrally located, near PAX River Gate 1, shopping and dining. The community has no HOA! Don't miss the opportunity to own this beautifully maitained home.

Highlights

Listed by Livia Gebran Miranda Brow , 3019047482 Century 21 Redwood Realty , 7035288195. Bright MLS

Property Type

Residential

Lot/Acreage
0.27

Year Built

1972

County

Saint Marys

Neighborhood

Spring Valley

School District

St. Mary's County Public Schools

Listing ID

MDSM2033500

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Icemaker, Dryer
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1296
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Combination Kitchen/Dining, Entry Level Bedroom
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RNC
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,677
Taxes
$182

Home Price

$315,000

Loan Details

30 yrs
7%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,676.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,676.56 $182.08 $0.00 $1,858.65
Yearly $20,118.75 $2,185.00 $0.00 $22,303.75
Total $603,562.42 $65,550.00 $0.00 $669,112.42
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lexington Park, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS