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12383 Silver Rock Cir , Lusby, MD 20657
$284,000
Est. Payment: $1,511.57/mo
2 Bed
1 Bath
864 Sqft
0.25 Acres
Status: active | Days on site: 51
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CENT2013 - 3390098,3358795
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House Description

2.6% VA Assumable!! Escape to your own little log cabin retreat, with lake views, wooded surroundings, and plenty of room to make it your own This 1966 log cabin offers 2 bedrooms plus a loft, 1 full bath, and an open great-room layout on a 1/4-acre lot backing to woods. The main level features vaulted ceilings, exposed wood beams, plenty of windows with seasonal lake views, and a wood stove in the living room. The upgraded kitchen has slate flooring and quartz countertops, while the updated bathroom features slate flooring, a tiled shower, and an LED anti-fog vanity mirror. A loft overlooks the living room, and the enclosed side deck provides additional living space. The full walk-out basement is unfinished and ready for your ideas, with a bathroom rough-in already in place and a pellet stove for added flexibility. Outside, the fenced and landscaped yard includes a fire pit area, front porch, and access to the wooded surroundings. The home is within walking distance of the Lake Lariat kayak ramp and offers seasonal lake views. Additional updates include a roof replaced in 2020, weather-sealed exterior wood, HVAC throughout, removal of the oil tank, and a preventative termite system. Gas lines remain available if desired, and a gas log splitter conveys. Chesapeake Ranch Estates offers two private Chesapeake Bay beaches, Lake Lariat, trails, a campground, clubhouse, playground, community gardens, horseshoe pits, and a private airfield. Also located close to everyday shopping, dining, beaches, and recreation, commutable to the Patuxent River Naval Air Station and surrounding Southern Maryland communities.

Highlights

Listed by Amanda Marie Newsome , 8048947797 and Brianne Roth , 8313311789 CENTURY 21 New Millennium , 4439689595. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

623 Annually

Year Built

1966

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2028154

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dryer - Electric, Oven - Single, Refrigerator, Stove, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:Wood,2 Fireplaces
Floor:Carpet,Hardwood,Slate
Above Ground Sq Ft:864
Basement:Full,Outside Entrance,Interior Access,Walkout Level,Connecting Stairway,Daylight,Partial,Rough Bath Plumb,Space For Rooms
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Combination Dining/Living, Floor Plan - Open, Kitchen - Galley, Stove - Wood, Stove - Pellet, Upgraded Countertops, Bathroom - Walk-In Shower, Entry Level Bedroom
Water:Community

Exterior Features

Lot:Backs to Trees,Partly Wooded,Not New Construction,Horse Property: No
Zoning:R
Roof:Architectural Shingle
Others:
  • ▪ Additional:Beach, Club House, Common Grounds, Lake, Water/Lake Privileges, Tot Lots/Playground, Baseball Field, Basketball Courts, Boat Ramp, Jog/Walk Path, Picnic Area, Common Area Maintenance, Road Maintenance
Sewer:Private Septic Tank
Parking Features:Driveway
Principal Interest
$1,512
Taxes
$160
HOA
$623

Home Price

$284,000

Loan Details

30 yrs
7%

Down Payment

20%
$56,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,511.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,511.57 $160.08 $623.00 $2,294.65
Yearly $18,138.81 $1,921.00 $7,476.00 $27,535.81
Total $544,164.22 $57,630.00 $224,280.00 $826,074.22
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS