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sales rep | Brivity IDX

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12451 El Dorado Ln , Lusby, MD 20657
$438,000
Est. Payment: $2,405.10/mo
3 Bed
2 Bath
2152 Sqft
0.28 Acres
Status: active | Days on site: 84
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House Description

HUGE PRICE DROP! Coastal living awaits in this rare contemporary style home with vaulted ceilings located on a quiet cul-de-sac across the street from the Chesapeake Bay. Relax in the bay breezes on the expansive deck, which spans the entire front of the home and boasts 3 sliding glass doors. Enjoy open concept living with beautiful LVP flooring throughout the entire main level. The inclusive floor plan integrates the well-appointed SS kitchen with the great room allowing for social interaction whether entertaining guests, cooking for the family, or watching your favorite show while prepping a meal. Easy deck access from the kitchen makes grilling a pleasure during all seasons. Recent updates (2026) include new quartz counter tops, new backsplash and under-cabinet microwave. The owner’s suite is on the main level and provides a winter bay view, walk-in-closet, adjoining bathroom, and additional deck access. Each downstairs bedroom has a sliding glass door that open onto its own private deck overlooking the large fully-fenced pet-friendly backyard. Other 2026 updates include a new roof, front gutters, downstairs carpet, washing machine and fresh paint throughout. LVP flooring, new PVC sliding glass doors and both bathroom toilets were installed in 2023. Don't miss the path to "Secret Beach" at the end of the lane. Enjoy an easy commute to Exelon Power Plant, LNG Cove Point, NAS PAX and Joint Base Andrews. There is also a convenient Park-n-Ride for DC Commuters. You don't want to miss this beautiful turn-key home. Schedule your tour today. 100% FINANCING AVAILABLE.

Highlights

Listed by Dhyana S Smith , 4102310285 O'Brien Realty ERA Powered , 3018632400. Bright MLS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

623 Annually

Year Built

1992

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2029874

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer - Electric
Air Cond:Heat Pump(s)
Fireplaces:Brick,Fireplace - Glass Doors,Mantel(s),1 Fireplace
Floor:Luxury Vinyl Tile,Carpet
Above Ground Sq Ft:2152
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:1
Water:Community

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:R
Roof:Composite
Others:
  • ▪ Additional:Chimney Cap(s), Gutter System, Outbuilding(s), Private Beach, Excellent, Beach, Boat Ramp, Lake, Baseball Field, Basketball Courts, Club House, Common Grounds, Non-Lake Recreational Area, Tot Lots/Playground, Common Area Maintenance, Recreation Facility, Road Maintenance, Snow Removal
Sewer:Private Septic Tank
Parking Features:Asphalt Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,405
Taxes
$243
HOA
$623

Home Price

$438,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$87,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,405.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,405.10 $243.00 $623.00 $3,271.10
Yearly $28,861.18 $2,916.00 $7,476.00 $39,253.18
Total $865,835.54 $87,480.00 $224,280.00 $1,177,595.54
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-15T09:11:26.000Z

© 2026 Bright MLS