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12465 Hisperia Rd , Lusby, MD 20657
$259,000
Est. Payment: $1,422.19/mo
3 Bed
2 Bath
1796 Sqft
0.28 Acres
Status: active under contract | Days on site: 52
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NRP7 - 95733
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House Description

Back on the market. Sellers are putting on a brand new roof. Sellers will have roof completed by closing. Please come see. Set on a quiet street in Chesapeake Ranch Estates and backing to trees, this three-bedroom, two-bath rancher offers comfortable main-level living with room to grow below. A driveway provides parking for multiple vehicles, while a storage shed adds convenient space for outdoor equipment and seasonal items. Laminate flooring carries through the spacious living room, creating an inviting introduction to the home. Beyond it, the kitchen and dining area come together in an open, functional layout. Recently replaced upper cabinets, a stainless steel electric range, pantry storage, and a generous dining area make this space well suited for everyday meals and gatherings alike. Three bedrooms are located on the main level, including the primary suite with an en-suite bath featuring a geometric tile floor and separate shower. Two additional bedrooms share a full hall bath. Downstairs, the partially finished lower level provides a bonus room that can serve as a home office, hobby space, or exercise area. A rough-in for a future full bath and a sliding glass door to the exterior add flexibility and natural light. The HVAC system features a recently replaced compressor, offering added peace of mind for year-round comfort. The current homeowners are also including extra vinyl plank flooring used in the lower-level bonus room, which could be used in the remaining unfinished areas, along with a vanity still in the box intended for the future lower-level full bath. Chesapeake Ranch Estates offers a waterfront lifestyle with access to two private Chesapeake Bay beaches, Lake Lariat, trails, playgrounds, picnic areas, a campground, community gardens, athletic fields, and a clubhouse with year-round events. Residents can enjoy swimming, fishing, boating, and the natural beauty of Southern Maryland close to home. Nearby destinations include Lusby Town Center, Solomons Island, Cove Point Park, Flag Ponds Nature Park, Calvert Cliffs State Park, the Calvert Marine Museum, local restaurants, and multiple marinas. Convenient access to MD-2/4 connects to Prince Frederick, Solomons, and Naval Air Station Patuxent River, while nearby schools include St. Mary’s College of Maryland and several community colleges. BWI Airport and Reagan Airport are also within reach for regional and international travel.

Highlights

Listed by Jackie B Daley , 4436223022 Northrop Realty , 4104651770. Bright MLS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

630 Annually

Year Built

2003

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2027782

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Washer, Dishwasher, Refrigerator, Oven - Single, Oven/Range - Electric, Water Heater
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Laminate Plank,Vinyl
Above Ground Sq Ft:1196
Below Ground Sq Ft:600
Basement:Interior Access,Rough Bath Plumb,Connecting Stairway,Daylight,Partial,Outside Entrance,Space For Rooms,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Tub Shower, Bathroom - Stall Shower, Carpet, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Floor Plan - Traditional, Dining Area, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Primary Bath(s)
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Not New Construction,Horse Property: No
Zoning:R
Others:
  • ▪ Additional:Beach, Common Grounds, Club House, Lake, Tot Lots/Playground
Sewer:Septic Exists
Parking Features:Driveway
Principal Interest
$1,422
Taxes
$272
HOA
$630

Home Price

$259,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$51,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,422.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,422.19 $271.92 $630.00 $2,324.11
Yearly $17,066.32 $3,263.00 $7,560.00 $27,889.32
Total $511,989.51 $97,890.00 $226,800.00 $836,679.51
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS