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12504 Algonquin Trl , Lusby, MD 20657
$325,000
Est. Payment: $1,729.79/mo
3 Bed
1 Bath
976 Sqft
0.22 Acres
Status: active | Days on site: 1
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KWLA1 - 3804,3353717
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House Description

Ideally situated just six blocks from the Chesapeake Bay, this split-foyer residence offers 3 bedrooms, 1 full bathroom, and 1,432 finished square feet on a private lot in the amenity-rich, water-privileged Chesapeake Ranch Estates community. Residents enjoy a coastal lifestyle with access to private beaches, a marina, scenic trails, and a variety of recreational amenities and community events. Inside, the traditional floor plan features hardwood flooring and freshly painted interiors (2025). From the entry foyer, ascend to the main level, where a bright living room flows into the adjoining dining area, complete with sliding glass doors leading to the wraparound deck. The updated eat-in kitchen features granite countertops, stainless steel appliances, solid wood cabinetry with matte black hardware, and space for casual dining. Continuing down the main-level hallway, three spacious bedrooms feature bamboo flooring installed in 2025, while a centrally located full bathroom completes this level. The partially finished lower level offers flexible space for future customization, along with dedicated laundry facilities, walk-up exterior access, and a septic pump updated in 2026. Outdoors, a spacious wraparound deck with built-in bench seating provides an inviting setting for relaxation and entertaining. The private lot also includes a storage shed and convenient driveway parking. Chesapeake Ranch Estates offers an exceptional array of community amenities, including water access, two private beaches, a marina, a private airpark, a clubhouse, community gardens, scenic trails, horseshoe pits, and picnic areas. Residents can also enjoy a variety of organized activities and seasonal events, including crab feasts, fishing derbies, holiday celebrations, fall foliage boat tours, and community clubs. Conveniently located near Calvert Cliffs State Park, local campgrounds, and other outdoor recreation destinations, the property is also districted for desired Patuxent-area schools.

Highlights

Listed by Robert J Lucido , 4104656900 and Lauren McNamara Chin , 4434017730 Keller Williams Lucido Agency , 4104656900. Bright MLS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

647 Annually

Year Built

1990

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2031076

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Oven - Single, Oven/Range - Electric, Stainless Steel Appliances
Air Cond:Central A/C
Fireplaces:
Floor:Bamboo
Above Ground Sq Ft:976
Basement:Connecting Stairway,Interior Access,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Floor Plan - Traditional, Upgraded Countertops, Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Zoning:R
Roof:Asphalt
Others:
  • ▪ Additional:Excellent, Beach, Club House, Picnic Area
Sewer:Public Sewer
Parking Features:Paved Driveway,Driveway

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Nov 14
Principal Interest
$1,730
Taxes
$278
HOA
$647

Home Price

$325,000

Loan Details

30 yrs
7%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,729.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,729.79 $278.42 $647.00 $2,655.20
Yearly $20,757.44 $3,341.00 $7,764.00 $31,862.44
Total $622,723.14 $100,230.00 $232,920.00 $955,873.14
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS