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sales rep | Brivity IDX

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12595 Santa Rosa Cir , Lusby, MD 20657
$312,000
Est. Payment: $1,660.60/mo
3 Bed
2 Bath
1058 Sqft
Status: active under contract | Days on site: 21
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REKL1 - 3315912
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House Description

Welcome home to Chesapeake Ranch Estates! This charming 3-bedroom, 2-bath rambler offers comfortable living with room to grow — an unfinished basement awaits your finishing touches, whether that's a rec room, home gym, or extra bedrooms. Cozy up by the fireplace on cool evenings, and enjoy a kitchen outfitted with stainless steel appliances, including a new fridge (2023), dishwasher (2024), and an over-the-stove microwave (2026). Major systems have been thoughtfully maintained, with a new roof (2020), new gutters (2022), and updated heating/AC units (2023) — move in with peace of mind. Set on a peaceful street in a community built for outdoor living, residents enjoy exclusive access to two private beaches, a scenic lake perfect for canoeing and fishing, horseshoe pits, and a community garden. Golf cart–friendly streets add to the laid-back, resort-style lifestyle. You're just minutes from local shopping and a great mix of restaurants, with easy access to major commuter routes. Don't miss your chance to own a slice of Southern Maryland charm — schedule your showing today!

Highlights

Listed by Malcolm A Brown , 3016480666 Real Broker, LLC , 8554500442. Bright MLS

Property Type

Residential

HOA Fee

622 Annually

Year Built

1991

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2030352

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Stainless Steel Appliances
Above Ground Sq Ft:1058
Basement:Unfinished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Breakfast Area, Combination Kitchen/Dining, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R
Sewer:On Site Septic
Parking Features:Off Street
Principal Interest
$1,661
Taxes
$237
HOA
$622

Home Price

$312,000

Loan Details

30 yrs
7%

Down Payment

20%
$62,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,660.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,660.60 $237.17 $622.00 $2,519.76
Yearly $19,927.14 $2,846.00 $7,464.00 $30,237.14
Total $597,814.21 $85,380.00 $223,920.00 $907,114.21
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS