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12687 Cheyenne Trl , Lusby, MD 20657
$395,000
Est. Payment: $2,102.36/mo
3 Bed
3 Bath
1344 Sqft
0.47 Acres
Status: active under contract | Days on site: 86
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MTCR1 - 99674
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House Description

Tucked away in a peaceful, secluded neighborhood, this inviting property offers the perfect blend of privacy and convenience — tranquil country living just a short drive from shopping, dining, and everyday amenities. This versatile home provides an excellent opportunity to offset your mortgage by living comfortably on the main level while utilizing the fully equipped lower-level suite for extended family, guests, or potential rental income. Inside, the spacious open-concept living area is designed for both comfort and entertaining. The remodeled kitchen flows seamlessly into the main living space and features updated appliances along with thoughtful modern touches. The primary suite serves as a private retreat, complete with a custom walk-in closet enhanced by barn‑door access and premium organizers. The spa-inspired bath includes a deep soaking tub and an elegant tiled shower. Flooring throughout the upper level was replaced within the past couple of years, adding warmth and updated style throughout the home. The lower level offers exceptional flexibility with a private suite featuring its own kitchenette and separate sliding-door entrance — ideal for multi-generational living or supplemental income. Outdoor living is where this property truly shines. Relax on the wonderful wraparound porch, complete with a charming gazebo that needs a little TLC but remains a perfect spot for morning coffee, evening gatherings, or simply enjoying the peaceful surroundings. Major improvements over the years include an expanded gravel driveway with additional parking, a new garage door, updated ceiling fans, an efficient oil pump for the furnace, and a new roof installed in 2021 with oversized 6-inch gutters and leaf guards. While the exterior could benefit from a few finishing touches, the home is otherwise move‑in ready and offers tremendous value. The home is virtually staged, and the lower level is virtually renovated, as shown in the photos. Blending rustic charm with modern updates, income-producing potential, and serene surroundings, 12687 Cheyenne Trail is a rare opportunity to enjoy a retreat-like lifestyle while staying connected to everything you need.

Highlights

Listed by Tracy A Trammel , 2409939888 Metro City Realty , 2409939888. Bright MLS

Property Type

Residential

Lot/Acreage
0.47

HOA Fee

436 Monthly

Year Built

1969

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2029586

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Refrigerator, Stove, Washer - Front Loading, Washer/Dryer Stacked
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank,Tile/Brick
Above Ground Sq Ft:1344
Basement:Rear Entrance,Fully Finished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:2
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:7
Zoning:R
Sewer:Public Sewer,Private Septic Tank
Parking Features:Garage - Side Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,102
Taxes
$353
HOA
$436

Home Price

$395,000

Loan Details

30 yrs
7%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,102.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,102.36 $352.75 $436.00 $2,891.11
Yearly $25,228.27 $4,233.00 $5,232.00 $34,693.27
Total $756,848.12 $126,990.00 $156,960.00 $1,040,798.12
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS