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sales rep | Brivity IDX

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12774 Rio Grande Trl , Lusby, MD 20657
$199,900
Est. Payment: $1,097.67/mo
2 Bed
1 Bath
882 Sqft
0.25 Acres
Status: active under contract | Days on site: 39
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SAMP13 - 3265758
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House Description

Welcome to 12774 Rio Grande Trail in Lusby! This recently updated 2-bedroom, 1-bath home offers a fantastic opportunity to own a move-in-ready property in the desirable Chesapeake Ranch Estates community. Step inside to discover a refreshed interior with updated finishes, a clean modern feel, and a comfortable layout that makes excellent use of the home's approximately 882 square feet. Outside, the property sits on approximately 0.25 acres, providing space to enjoy the outdoors, entertain, garden, or simply relax. The home's location offers convenient access to local shopping, dining, parks, recreation, and the Chesapeake Bay area. Whether you're a first-time buyer, downsizing, looking for an investment property, or searching for a weekend getaway, this beautifully refreshed Lusby home is worth a look. Recent updates + great location + move-in-ready condition = an opportunity you won't want to miss! Approved for USDA Loan Program which offer 100% financing, competitive interest rates, and no private mortgage insurance requirement for eligible homebuyers. Schedule your showing today!

Highlights

Listed by Rex Regner , 2403388740 Samson Properties , 2406308689. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

600 Annually

Year Built

1963

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2030654

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Wall Unit
Fireplaces:1 Fireplace
Floor:Tile/Brick
Above Ground Sq Ft:882
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Canoe/Kayak,Fishing Allowed,Swimming Allowed,Private Beach,Not New Construction,Horse Property: No
Zoning:C
Roof:Asphalt
Others:
  • ▪ Additional:Private Beach, Excellent, Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Golf Course Membership Available, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
Sewer:Private Septic Tank
Parking Features:Driveway
Principal Interest
$1,098
Taxes
$199
HOA
$600

Home Price

$199,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,097.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,097.67 $199.25 $600.00 $1,896.92
Yearly $13,172.03 $2,391.00 $7,200.00 $22,763.03
Total $395,161.01 $71,730.00 $216,000.00 $682,891.01
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS