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949 San Joaquin Ln , Lusby, MD 20657
$369,900
Est. Payment: $1,968.76/mo
4 Bed
3 Bath
1924 Sqft
0.25 Acres
Status: active | Days on site: 24
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KWF6 - 3279797
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House Description

Welcome to this spacious split-foyer home in Lusby’s Chesapeake Ranch Estates. Vaulted ceilings on the upper level give the main living area a bright, open, and airy feel the moment you step inside. Freshly painted throughout, and Interest Rate Buy-Down Options available, this home is move-in ready at an affordable price! The flexible floor plan offers 4 bedrooms and 3 full bathrooms. Upstairs you’ll find 3 bedrooms and 2 full bathrooms, with the kitchen open to the dining and living rooms for easy everyday living and entertaining. The kitchen is large, with plenty of storage and an island with bartop seating. The lower level adds another bedroom with its own full ensuite bathroom and a private entryway—ideal as an in-law suite or a flexible space that can help offset the mortgage with rental potential. A huge 22' x 28' rec room / family room completes the lower level and works well as a play area, man cave, or main recreation space. Residents have access to two private sandy beaches—Driftwood Beach and Seahorse Beach—plus Lake Lariat for swimming, fishing, and small boating. The community also includes a clubhouse, campground, hiking trails, community garden plots, horseshoe pits, athletic fields, and a private airpark with a paved, lighted runway. Shopping, dining, and everyday services are close by at Lusby Town Center, with Solomons Island, Calvert Cliffs State Park, and Naval Air Station Patuxent River a short drive away.

Highlights

Listed by Conor Stueckler , 4436241433 Keller Williams Flagship , 4107297700. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

497.74 Annually

Year Built

1992

County

Calvert

Neighborhood

Chesapeake Ranch Estates

School District

Calvert County Public Schools

Listing ID

MDCA2030906

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:
Floor:Laminate Plank
Above Ground Sq Ft:1108
Below Ground Sq Ft:816
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Combination Dining/Living, Kitchen - Island
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R
Roof:Asphalt
Sewer:Private Septic Tank
Parking Features:Driveway
Principal Interest
$1,969
Taxes
$323
HOA
$498

Home Price

$369,900

Loan Details

30 yrs
7%

Down Payment

20%
$73,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,968.76

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,968.76 $323.08 $497.74 $2,789.59
Yearly $23,625.16 $3,877.00 $5,972.88 $33,475.04
Total $708,754.73 $116,310.00 $179,186.40 $1,004,251.13
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS