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997 Santa Cruz Ct , Lusby, MD 20657
$289,900
Est. Payment: $1,591.87/mo
2 Bed
2 Bath
1008 Sqft
0.42 Acres
Status: active under contract | Days on site: 96
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RMAX1006 - 56524
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

New Roof Sept 2026! Opportunity awaits with this 2-bedroom, 2-bath rancher located just a short walk from Driftwood Beach! The open-concept floor plan features a spacious great room with beautiful knotty pine vaulted ceilings and matching knotty pine flooring, creating a warm and inviting atmosphere. The full unfinished basement offers 9-foot ceilings and a rough-in for a future bathroom, providing endless possibilities for additional living space, a recreation room, or workshop. While the home could benefit from some updating and TLC, it offers tremendous potential for a primary residence, vacation getaway, some wintertime water views. An added bonus is the included adjacent rear lot (Lot 34—see plat), providing additional privacy. Enjoy all the amenities available to Chesapeake Ranch Estates property owners, including private beaches, lake access, trails, and more.
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Highlights

Listed by Greg Cocimano , 3019083662 RE/MAX Realty Group , 4107306100. Bright MLS

Property Type

Residential
Lot/Acreage
0.42

HOA Fee

622.66 Annually

Year Built

1990

County

Calvert

 Neighborhood

Chesapeake Ranch Estates

 School District

Calvert County Public Schools

Listing ID

MDCA2029882

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Oven/Range - Electric, Refrigerator, Dishwasher
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Wood,Free Standing,1 Fireplace
Floor:Wood
Above Ground Sq Ft:1008
Basement:Full,Rough Bath Plumb
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Combination Dining/Living, Floor Plan - Open, Kitchen - Table Space, Wood Floors
Water:Public

Exterior Features

Lot:Additional Lot(s),Backs to Trees,Not New Construction,Horse Property: No
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Good, Beach, Lake, Tot Lots/Playground, Club House, Common Grounds, Water/Lake Privileges
Sewer:On Site Septic
Principal Interest
$1,592
Taxes
$231
HOA
$623

Home Price

$289,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$57,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,591.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,591.87 $231.42 $622.66 $2,445.94
Yearly $19,102.41 $2,777.00 $7,471.92 $29,351.33
Total $573,072.42 $83,310.00 $224,157.60 $880,540.02
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

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