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10951 Poplar Dr , Lusby, MD 20657
$470,000
Est. Payment: $2,501.54/mo
4 Bed
2 Bath
2652 Sqft
0.5 Acres
Status: pending | Days on site: 98
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CENT2010 - 3245770
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House Description

NEW PRICE — NOW OFFERED UNDER MARKET VALUE OF $500K! Rare opportunity in the coveted Cove Point beach community! Welcome to 10951 Poplar Drive, where Chesapeake Bay living, generous indoor and outdoor space, and a unique coastal lifestyle come together in one turn-key property. Offering nearly 2,700 square feet of living space and comfortably accommodating up to ten, this inviting home features a flexible floor plan with plenty of room for everyday living, entertaining, guests, or extended stays. The main level includes a spacious primary suite with a sitting/office area, additional bedrooms, an updated full bath, and open living and dining spaces. The kitchen features quartz countertops, white cabinetry, and convenient additional storage. Upstairs, the loft adds even more character and flexibility with additional sleeping space, a full bath, and two mini-split systems for added comfort. Multiple indoor and outdoor gathering areas make it easy to enjoy the relaxed Cove Point lifestyle. Spend mornings on the front porch, relax in the four-season room or screened porch, and enjoy peaceful evenings surrounded by the sights and sounds of the Chesapeake Bay. From the second floor, take in views toward the Calvert Cliffs and beautiful sunsets. Nature lovers will appreciate the incredible birdwatching, with ospreys, bald eagles, and other coastal wildlife frequently seen throughout the area. Cove Point offers a lifestyle that is difficult to duplicate. Residents enjoy access to two private sandy beaches where you can swim, kayak, fish, launch a jet ski, search for the area's famous prehistoric shark teeth and fossils, or simply spend the day enjoying the Chesapeake Bay. The quiet, walkable neighborhood is ideal for evening strolls, bike rides, and enjoying life near the water. The property also offers an oversized three-car garage with an exceptionally high ceiling capable of accommodating an RV or small boat, a long driveway with abundant parking, a large wired storage shed, EV charging station, central HVAC, two additional mini-split systems, and plenty of storage for beach equipment, kayaks, bikes, and recreational gear. Conveniently located just minutes from Cove Point Park with pickleball and tennis courts, Cove Point Pool with water slides, Cove Point Winery, local marinas, Calvert Cliffs State Park, shopping, restaurants, and all the waterfront dining and entertainment of nearby Solomons Island. Whether you're searching for a primary residence, Chesapeake Bay getaway, second home, or potential investment property, 10951 Poplar Drive offers tremendous flexibility. Several properties within the Cove Point community are operated as short-term vacation rentals, providing additional possibilities for buyers interested in income-producing use. Buyers should independently verify current county regulations and community requirements regarding short-term rentals. Even better, the home is being sold AS-IS and includes nearly all furnishings, décor, and household goods at no additional cost, with only the items specifically identified in the seller's disclosures excluded. Move right in, furnish a vacation home without the added expense, or explore the possibility of creating a turn-key vacation rental. Now offered at $524,900, this is an exceptional opportunity to own a spacious, furnished home in one of Southern Maryland's most distinctive Chesapeake Bay communities. Come experience Cove Point and see why living here feels like being on vacation every day.

Highlights

Listed by Bill Oosterink , 3019048251 CENTURY 21 New Millennium , 3018622169. Bright MLS

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

150 Annually

Year Built

1963

County

Calvert

Neighborhood

Cove Point

School District

Calvert County Public Schools

Listing ID

MDCA2029136

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Washer, Exhaust Fan, Refrigerator, Icemaker, Stove, Dishwasher, Microwave, Water Heater - Tankless
Air Cond:Heat Pump(s)
Fireplaces:
Floor:Luxury Vinyl Plank,Carpet
Above Ground Sq Ft:2652
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Ceiling Fan(s), Carpet
Water:Well

Exterior Features

Lot:Canoe/Kayak,Fishing Allowed,Private Access,Private Beach,Swimming Allowed,Not New Construction,Horse Property: No
Garage Capacity:7
Zoning:R
Others:
  • ▪ Additional:Private Beach, Excellent, Insurance, Pest Control, Road Maintenance
Sewer:Holding Tank
Parking Features:Asphalt Driveway,Garage - Side Entry,Inside Access,Oversized,Garage Door Opener,Additional Storage Area,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,502
Taxes
$323
HOA
$150

Home Price

$470,000

Loan Details

30 yrs
7%

Down Payment

20%
$94,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,501.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,501.54 $322.50 $150.00 $2,974.04
Yearly $30,018.45 $3,870.00 $1,800.00 $35,688.45
Total $900,553.46 $116,100.00 $54,000.00 $1,070,653.46
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS