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3095 Calvert Boulevard , Lusby, MD 20657
$999,900
Est. Payment: $5,321.89/mo
5 Bed
5 Bath
5088 Sqft
0.31 Acres
Status: pending | Days on site: 11
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CENT2013 - 3018277
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House Description

The market has created a RARE opportunity! 5,000+ SQ FT · 5 BEDROOMS · 5 BATHROOMS Direct Chesapeake Bay access for UNDER $1M! Appraised at $1.45M, now offered at $999,900! What an incredible opportunity to own your very own Chesapeake Bay Retreat, only 90 minutes from Washington, DC! Imagine waking to the Chesapeake Bay outside your windows, walking down your private boardwalk to the beach, spending the afternoon on the water, and heading into nearby Solomons for dinner on the water. At 3095 Calvert Boulevard, that is your new lifestyle! Looking for a place to keep your boat? Store it on the additional lot and use one of the local public boat launches, OR lease a slip at one of the local marina's which offer additional amenities, as well as social functions! Set directly on the Chesapeake Bay in the sought-after Cove Point community, this extraordinary 5-bedroom, 5-bath waterfront estate offers more than 5,000 square feet designed for gathering, entertaining and generations of memories. Whether envisioned as a primary residence, family retreat or exceptional second home, this property offers something increasingly difficult to find: space for everyone and a true Chesapeake lifestyle just outside your door. The heart of the home is an impressive gourmet kitchen with a massive honed marble island, custom weathered coastal cabinetry, double wall ovens, commercial-size refrigerator, custom vent hood and walk-in pantry. The kitchen flows into expansive living and dining spaces where walls of windows keep the Chesapeake Bay constantly in view. Step onto the full-width waterfront deck for morning coffee, dinner overlooking the water or an evening watching the sky change over the Bay. The flexible layout was made for hosting. A main-level guest suite or private office with full bath offers convenience and privacy. Upstairs, the waterfront primary suite is its own retreat with a private balcony, walk-in closet and spa-inspired bath. Two additional bedrooms, including a second en-suite, join a dramatic family room with cathedral ceilings and panoramic water views. The third floor creates a separate getaway with a fifth-bedroom suite, full bath, reading nook and large recreation room overlooking the Chesapeake. An elevator shaft is already in place for potential future installation. Thoughtfully reimagined from the ground up, the home reflects years of careful planning and craftsmanship. Anderson windows and doors, HardiePlank siding, high-efficiency HVAC systems, cedar ceilings, custom finishes and quality construction were selected for lasting waterfront living. The home was intentionally built at a favorable elevation certificate, contributing to substantially lower flood insurance than many comparable Chesapeake Bay properties. Outside is where this property becomes something truly special. A private boardwalk winds through natural grasses to your own sandy Chesapeake Bay beach. Multiple waterfront decks provide room to dine, entertain and unwind, while a dedicated water hookup and 50-amp RV connection make hosting family and friends even easier. A separately deeded additional lot also conveys, bringing the total property to approximately 0.31 acres and providing additional space for parking, a future 2-car garage, more privacy or other future possibilities. Nearby Cove Point recreation includes a seasonal pool/waterpark, pickleball and tennis courts, playgrounds, walking and jogging areas, sports fields and a dog park. The historic Cove Point Lighthouse helps define this special stretch of Chesapeake shoreline. Just minutes away, Solomons offers the quintessential Southern Maryland waterfront lifestyle with marinas, boating, waterfront restaurants, the riverwalk, shopping, arts and maritime attractions. Schedule your private showing today

Highlights

Listed by Mark A Frisco Jr. , 4435328776 CENTURY 21 New Millennium , 4439689595. Bright MLS

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

180 Annually

Year Built

2008

County

Calvert

Neighborhood

Cove Point

School District

Calvert County Public Schools

Listing ID

MDCA2031074

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Built-In Microwave, Dishwasher, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater, Commercial Range
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Hardwood,Ceramic Tile,Partially Carpeted,Luxury Vinyl Plank,Bamboo,Engineered Wood
Above Ground Sq Ft:5088
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Wood Floors, Family Room Off Kitchen, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Cleared,Fishing Available,Level,Open,Private,Rear Yard,Additional Lot(s),Front Yard,SideYard(s),Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R
Roof:Architectural Shingle,Asphalt,Hip
Others:
  • ▪ Additional:Awning(s), Boat Storage, Flood Lights, Private Beach, Excellent, Beach, Common Grounds, Water/Lake Privileges, Road Maintenance, Common Area Maintenance, Management
Sewer:On Site Septic
Parking Features:Private,Off Street,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$5,322
Taxes
$589
HOA
$180

Home Price

$999,900

Loan Details

30 yrs
7%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,321.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,321.89 $589.17 $180.00 $6,091.05
Yearly $63,862.65 $7,070.00 $2,160.00 $73,092.65
Total $1,915,879.58 $212,100.00 $64,800.00 $2,192,779.58
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS