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206 Harbor Dr , Lusby, MD 20657
$1,249,900
Est. Payment: $6,652.49/mo
4 Bed
6 Bath
4406 Sqft
0.51 Acres
Status: active | Days on site: 104
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CENT2016 - 40081,3327582
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House Description

Welcome to your over 4500 sq ft dream waterfront on the deep, navigable waters of Mill Creek! A show-stopping Mediterranean masterpiece with an almost 200 ft pier… bring ALL the water toys! Every inch of this one-of-a-kind waterfront estate was designed for elegance, entertainment, and effortless living. Step through the grand mahogany doors and immediately take in the sweeping water views that frame the heart of the home. The main level showcases rich exotic Bubinga wide-plank flooring, custom built-ins, and open, light-filled spaces that invite you to gather, dine, and unwind. Tray ceilings with built-in lighting and abundant recessed lights set the perfect mood. The inviting family room features a gas fireplace, built-in shelving, and captivating views of the water. The gourmet kitchen is as stunning as it is functional… featuring travertine flooring, inset cabinetry, and professional-grade top-of-the- line appliances including Sub-Zero, Wolf, and Miele. Just beyond, the multiple living areas open to expansive decks overlooking the water — perfect for morning coffee or sunset cocktails. The entire second level is dedicated to the primary suite, offering two private balconies, a wet bar and beverage center, office area, spacious sitting area, dual closets, and a spa-inspired bath complete with heated travertine floors, a soaking tub, and a walk-through shower with a steamer. The upper level includes three spacious bedroom suites, each with their own private bath and gorgeous water views. Bring the party to the basement level where the memories are made — an entertainer’s dream with a custom bar, media and game spaces, and a private saltwater plunge pool and spa that can be enjoyed year-round. The pier includes two slips, a 12-ft boat lift, 50-amp shore power, and approximately eight feet of water depth, ideal for all the boating and waterfront adventures. With thoughtful details throughout, this home offers many other luxury features such as an elevator, generator, high efficiency 3-zoned HVAC with separate controls per room, 10 and 9 ft ceilings throughout, Ipe decking, tons of outdoor hardscaping, speaker system throughout entire house, and a laundry chute! Additional nearby lot with a shed for storage and water toys convey. A rare opportunity to own a remarkable waterfront residence that effortlessly blends luxury, comfort, and coastal living. Welcome to the good life on Mill Creek!

Highlights

Listed by Cheryl A Bare , 2024096161 and Mallory Bare , 4434043425 CENTURY 21 New Millennium , 3016099000. Bright MLS

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

335 Annually

Year Built

2007

County

Calvert

Neighborhood

Drum Point

School District

Calvert County Public Schools

Listing ID

MDCA2029558

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Icemaker, Oven - Wall, Range Hood, Refrigerator, Oven/Range - Gas, Stainless Steel Appliances, Washer, Water Heater - High-Efficiency, Washer/Dryer Stacked
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Free Standing,Gas/Propane,Marble,Mantel(s),2 Fireplaces
Floor:Stone,Solid Hardwood
Above Ground Sq Ft:3482
Below Ground Sq Ft:924
Basement:Fully Finished
Other:
  • ▪ Additional:Bar, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Dining Area, Elevator, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sound System, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, WhirlPool/HotTub, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Private,Well

Exterior Features

Lot:Landscaping,Premium,Rear Yard,Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:7
Zoning:R-1
Roof:Metal
Others:
  • ▪ Additional:Extensive Hardscape, Private Beach, Excellent, Beach, Boat Ramp, Common Grounds, Lake, Water/Lake Privileges, Management, Recreation Facility, Reserve Funds, Snow Removal
Sewer:Private Septic Tank
Parking Features:Circular Driveway,Gravel Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$6,652
Taxes
$826
HOA
$335

Home Price

$1,249,900

Loan Details

30 yrs
7%

Down Payment

20%
$249,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,652.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,652.49 $825.58 $335.00 $7,813.08
Yearly $79,829.91 $9,907.00 $4,020.00 $93,756.91
Total $2,394,897.38 $297,210.00 $120,600.00 $2,812,707.38
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS