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301 Deer Dr , Lusby, MD 20657
$1,200,000
Est. Payment: $6,386.90/mo
5 Bed
5 Bath
4274 Sqft
0.39 Acres
Status: active | Days on site: 51
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SAMP45 - 3382661
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House Description

A RARE 13 FT DEEP WATER on Mill Creek: Covered boathouse, 3 lifts, and private ADU. Some waterfront homes give a view; this is a LIFESTYLE. Set along approximately 110 ft. of protected waterfront on Mill Creek, this distinctive three-level contemporary residence offers exceptional combo of space, natural light, expansive water views, and some serious entertaining and boating amenities. Mill Creek connects directly to the Patuxent River, Chesapeake Bay, and beyond... providing a remarkable setting for boating, fishing, crabbing, or just exploring the beauty of the Chesapeake waterways. With approximately 13 ft of water depth, the waterfront's as functional as it is beautiful. A generous private pier with substantial electrical service is complemented by it's grandfathered covered boathouse, 2 electric boat lifts, powered jet ski lift, multiple docking possibilities (deep water capable of accommodating substantial vessels). Whether your days are spent boating on the Patuxent or Chesapeake, fishing, exploring oyster growing opportunities, or simply watching the sunset over the water from your own backyard, this property was made for life on the Chesapeake. Inside, the 4 bedroom, 4 bathroom, main residence includes several flex or bonus rooms to accommodate any family's needs and unfolds across three finished levels that are designed to capture the setting. Vaulted ceilings and an abundance of windows and sliding glass doors fill the home with natural light while drawing your attention back to Mill Creek. Expansive balconies and outdoor living spaces extend the home toward the shoreline, including a private Juliet balcony off the primary suite... an intimate place to begin or end your day on the water. This home blends character with generous living space, featuring stain grade trim, solid six-panel doors, and electric fireplaces on two levels. The kitchen offers granite counter tops, while the spacious primary suite includes a walk in closet, additional attic storage, and an expansive en-suite bath. The finished lower level is an entertainer's destination, complete with an impressive 14 ft wood and stone full bar, pool table, full size refrigerator, full bath, office, and a flexible gathering/sitting area... perfect for entertaining or unwinding with family after a day on the water. And the VERSATILITY doesn't end with the main residence! A detached two-car garage includes a spacious and updated separate living area with heating/cooling, updated full bath, bedroom, sitting space/work/flex space. Whether envisioned for guests, extended family, multi-generational living, private office, studio or retreat... the possibilities are endless. This private area provides a level of flexibility rarely found in a waterfront property. For additional storage and workspace, a freestanding wooden storage shed is currently configured as a workshop and boat storage area alongside the home. It offers a practical space for tools, equipment, boating gear storage - especially valuable for those who intend to make full use of the property's exceptional waterfront amenities. Arrival is equally convenient, with a horseshoe-shaped driveway providing easy access, convenient off-street parking for 10+ vehicles and ample room for guests. Additional features include a 4 season room, outdoor dining/patio areas, and emergency generator. But the specs only begin to tell the story. This is morning coffee on Mill Creek. Boats waiting on your own pier. Long evenings on your balconies with the sunset reflected on protected water. It's the freedom to leave your backyard by boat and follow Mill Creek to the Patuxent River, the Chesapeake Bay, and beyond! Three levels. Approximately 110 feet of Mill Creek waterfront. Exceptional private boating infrastructure with expansive indoor/outdoor living. This isn't simply a waterfront home. Its a rare opportunity to own the Chesapeake lifestyle from your own front door!

Highlights

Listed by Jaime Vlahos , 3012479267 Samson Properties , 4439757555. Bright MLS

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

415 Annually

Year Built

1984

County

Calvert

Neighborhood

Drum Point

School District

Calvert County Public Schools

Listing ID

MDCA2030464

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Compactor, Cooktop, Dishwasher, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Oven - Single, Refrigerator, Trash Compactor, Washer, Water Heater
Floor:Carpet,Ceramic Tile
Above Ground Sq Ft:3362
Below Ground Sq Ft:912
Basement:Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Space For Rooms,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:5
Water:Well

Exterior Features

Lot:Bulkheaded,Fishing Available,Front Yard,Landscaping,Rear Yard,Rip-Rapped,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R
Roof:Architectural Shingle
Others:
  • ▪ Additional:Boat Storage, Outbuilding(s), Secure Storage, Beach, Boat Ramp, Community Center, Road Maintenance, Common Area Maintenance, Snow Removal
Sewer:On Site Septic
Parking Features:Circular Driveway,Asphalt Driveway,Paved Driveway,Paved Parking,Garage - Front Entry,Garage Door Opener,Inside Access,Additional Storage Area,Detached Garage,Driveway,Off Street,2+ Spaces,1+ Spaces
Principal Interest
$6,387
Taxes
$750
HOA
$415

Home Price

$1,200,000

Loan Details

30 yrs
7%

Down Payment

20%
$240,000
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Monthly Price:
$6,386.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,386.90 $749.67 $415.00 $7,551.57
Yearly $76,642.85 $8,996.00 $4,980.00 $90,618.85
Total $2,299,285.42 $269,880.00 $149,400.00 $2,718,565.42
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS