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430 Overlook Dr , Lusby, MD 20657
$749,000
Est. Payment: $3,986.49/mo
4 Bed
4 Bath
3705 Sqft
0.44 Acres
Status: active | Days on site: 36
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PFED65 - 49670
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House Description

Nestled in the charming community of Drum Point, this Colonial-style home offers a perfect blend of comfort and convenience. Built in 2000, this residence boasts large square feet of meticulously maintained living space, featuring four spacious bedrooms. a den and three and a half bathrooms. The interior welcomes you with hardwood floors and a thoughtfully designed open floor plan that seamlessly connects the kitchen and living areas, ideal for both entertaining and everyday living. The heart of the home is the country-style kitchen, equipped with stainless steel appliances, including a self-cleaning oven and built-in microwave. Enjoy cozy evenings by the electric fireplace, framed by glass doors and a beautiful mantel. The primary suite is a true retreat, featuring a bay front view, a large walk-in closet, and a primary bath with both a tub shower and a walk-in shower. The finished basement add more room to roam and a rec room for activities. Additional highlights include recessed lighting, ceiling fans, and a formal dining room that adds a touch of sophistication. Step outside to discover a beautiful landscaped lot of 0.44 acres, offering a mix of wooded areas and open space. The extensive hardscape provides ample room for outdoor gatherings, while the private dock site on Drum Point Lake invites you to enjoy fishing, kayaking, and swimming right from your backyard. With 121 feet of waterfrontage, the scenic views of the lake and surrounding nature create a tranquil atmosphere that feels like a vacation every day. The community of Drum Point enhances the appeal of this property with its array of amenities, including a beach and boat ramp, perfect for water enthusiasts. The association takes care of snow removal and common area maintenance, allowing you to enjoy a low-maintenance lifestyle. Local parks and recreational areas are just a stone's throw away, providing opportunities for outdoor activities and relaxation. With easy access to the beauty of nature and the warmth of a close-knit community, this home is not just a place to live; it's a place to thrive. Schools and shopping are just minutes away . Easy commute to PAXNAS, Andrews AFB, Annapolis and DC. Come home and put your feet in the beach, kayak on the lake, fish and catch a few crabs. Experience the perfect blend of comfort, convenience, and community . Enjoy the beautiful sunsets -take a trip to Solomons to walk the boardwalk and enjoy a meal. Stop by the Calvert Marine Museum or Anne Marie Gardens. Make the trip-capture the Chesapeake Bay lifestyle and buy the dream home.

Highlights

Listed by Judy L Szynborski , 4106103989 Berkshire Hathaway HomeServices PenFed Realty , 4103940990. Bright MLS

Property Type

Residential

Lot/Acreage
0.44

HOA Fee

240 Annually

Year Built

2000

County

Calvert

Neighborhood

Drum Point

School District

Calvert County Public Schools

Listing ID

MDCA2030076

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Heat Pump(s)
Fireplaces:Electric,Fireplace - Glass Doors,Gas/Propane,Mantel(s),1 Fireplace
Floor:Hardwood,Partially Carpeted
Above Ground Sq Ft:2459
Below Ground Sq Ft:1246
Basement:Fully Finished,Heated,Outside Entrance,Rear Entrance,Walkout Level,Windows
Other:
  • ▪ Additional:Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Combination Kitchen/Living, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Walk-in Closet(s), Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Well

Exterior Features

Lot:Fishing Available,Front Yard,Landscaping,Partly Wooded,Pond,Rear Yard,Road Frontage,Trees/Wooded,Rural,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:8
Zoning:R-1
Roof:Shingle
Others:
  • ▪ Additional:Sidewalks, Extensive Hardscape, Excellent, Beach, Boat Ramp, Snow Removal, Common Area Maintenance
Sewer:On Site Septic,Septic Exists
Parking Features:Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,986
Taxes
$644
HOA
$240

Home Price

$749,000

Loan Details

30 yrs
7%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,986.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,986.49 $643.58 $240.00 $4,870.08
Yearly $47,837.91 $7,723.00 $2,880.00 $58,440.91
Total $1,435,137.32 $231,690.00 $86,400.00 $1,753,227.32
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS