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sales rep | Brivity IDX

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475 Cardinal Dr , Lusby, MD 20657
$399,900
Est. Payment: $2,128.44/mo
4 Bed
3 Bath
2444 Sqft
0.36 Acres
Status: active | Days on site: 13
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RMAX1001 - 3014197
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House Description

Cape Cod home with 4 bedrooms, 2.5 baths, and a fully finished walkout basement in the Drum Point community of Lusby, Maryland, where residents enjoy a sandy beach on the Chesapeake Bay. This home has about 2,600 finished square feet on three levels and sits on a lot that backs to trees for privacy. A brand-new deck overlooks the wooded backyard, and an inviting front porch welcomes you home. The main level features hardwood floors in the kitchen and hallway, a living room with a gas fireplace, and a kitchen with white shaker cabinets, granite countertops, a tile backsplash, a pot filler over the range, and a granite coffee or serving station with glass-front cabinets. Brand-new stove, microwave, and dishwasher, plus a newer LG InstaView refrigerator. Two main-level bedrooms have brand-new carpet, and the hall bath has new flooring. The upper level is a primary suite retreat with two spacious bedrooms and a full bathroom between them. The primary bedroom offers two large walk-in closets with skylights, and the second upper bedroom features hardwood floors. The fully finished walkout basement includes a family room, an additional living area, a den with a closet that works well as a home office or guest space, a half bath, and a laundry room with washer and dryer hookups and an extra refrigerator. The pellet stove and hot tub convey as-is. Drum Point is close to Solomons Island, shopping, dining, PAX River Naval Air Station, and Constellation’s Calvert Cliffs Clean Energy Center.

Highlights

Listed by Gabriela Montgomery , 3057971171 RE/MAX Realty Group , 3018558600. Bright MLS

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

20 Monthly

Year Built

1991

County

Calvert

Neighborhood

Drum Point

School District

Calvert County Public Schools

Listing ID

MDCA2030858

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Hardwood,Carpet
Above Ground Sq Ft:1560
Below Ground Sq Ft:884
Basement:Fully Finished,Connecting Stairway,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Walk-in Closet(s), Wood Floors
Water:Well

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Zoning:R
Sewer:Septic Exists
Parking Features:Driveway
Principal Interest
$2,128
Taxes
$370
HOA
$20

Home Price

$399,900

Loan Details

30 yrs
7%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,128.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,128.44 $370.42 $20.00 $2,518.85
Yearly $25,541.23 $4,445.00 $240.00 $30,226.23
Total $766,236.87 $133,350.00 $7,200.00 $906,786.87
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lusby, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS