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549 Kinsale Rd , Lutherville Timonium, MD 21093
$599,900
Est. Payment: $3,294.11/mo
4 Bed
4 Bath
3261 Sqft
0.11 Acres
Status: active under contract | Days on site: 5
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MONUM6 - 3109618,3387832
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House Description

All the space of a single-family home with the ease of an end-of-group townhome in Mays Chapel North. More than 3,200 square feet of finished living space spans three levels. Throughout, you’ll find hardwood floors, custom moldings, built-ins, plantation shutters, and fresh paint from top to bottom. An arched transom window brings light into the foyer, which leads to a living room lined with custom built-in bookcases and cabinetry. The living room flows into the dining room, with crown molding in both spaces and wainscoting in the dining room. The kitchen pairs white cabinetry with granite counters, a tile backsplash, stainless steel appliances including a gas range, two pantries, and a peninsula for casual seating. It opens to the family room, where a vaulted ceiling with skylights, a gas fireplace, and windows facing the trees make it a natural gathering spot. Sliding doors lead to the new composite deck. At more than 17 by 22 feet, the deck has a retractable awning for shade and a backdrop of mature evergreens. A powder room completes the main level. Upstairs, the primary suite features a cathedral ceiling, a walk-in closet with its own window, and a renovated bath. The bath has a double granite vanity, a jetted tub, and a separate frameless glass shower. Two additional bedrooms, each with a vaulted ceiling, share a full hall bath. The walkout lower level centers on a recreation room of nearly 21 by 20 feet, with a full wall of built-in shelving and a door to the brick patio. A fourth bedroom with a built-in desk and cabinetry suits guests, a home office, or multigenerational living. A full bath with laundry, a utility room, and direct entry to the one-car garage round out the level. HOA services cover lawn mowing, leaf removal, and snow shoveling, making for easy, low-maintenance living.

Highlights

Listed by Stacy Ward , 3104887791 and Grace O'Hara , 4433776282 Monument Sotheby's International Realty , 4439063840. Bright MLS

Property Type

Townhome

Lot/Acreage
0.11

HOA Fee

840 Annually

Year Built

1992

County

Baltimore

Neighborhood

Mays Chapel North

School District

Baltimore County Public Schools

Listing ID

MDBC2178272

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Disposal, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:2138
Below Ground Sq Ft:1123
Basement:Daylight,Full,Fully Finished,Garage Access,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Sump Pump,Walkout Level,Windows
Other:
  • ▪ Additional:Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent, Jog/Walk Path, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$3,294
Taxes
$469
HOA
$840

Home Price

$599,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$119,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,294.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,294.11 $469.08 $840.00 $4,603.19
Yearly $39,529.28 $5,629.00 $10,080.00 $55,238.28
Total $1,185,878.40 $168,870.00 $302,400.00 $1,657,148.40
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Lutherville Timonium, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS