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38860 Chaptico Rd , Mechanicsville, MD 20659
$419,900
Est. Payment: $2,234.88/mo
3 Bed
2 Bath
1728 Sqft
0.84 Acres
Status: active under contract | Days on site: 93
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CENT2010 - 139353
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House Description

New well to be installed. Completely renovated and move-in ready! This beautifully updated rambler offers stylish one-level living with brand-new luxury vinyl plank flooring throughout, creating a seamless and modern feel. The stunning new kitchen features upgraded countertops, stainless steel appliances, and fresh finishes that make it as functional as it is beautiful. Both bathrooms have been completely renovated with today's buyer in mind, while new lighting throughout the home adds a bright, inviting atmosphere. A brand-new HVAC system provides added comfort and energy efficiency for years to come. Situated on over three-quarters of an acre and surrounded by picturesque farm fields, you'll enjoy peaceful country views and exceptional privacy without sacrificing convenience. Two brand-new decks provide the perfect spaces for entertaining, relaxing, or simply taking in the tranquil setting. If you're looking for a home where all the work has already been done, this beautifully renovated rambler is ready to welcome you home.

Highlights

Listed by Jennifer L Goddard , 3014812696 CENTURY 21 New Millennium , 3018622169. Bright MLS

Property Type

Residential

Lot/Acreage
0.84

Year Built

1969

County

Saint Marys

Neighborhood

None Available

School District

St. Marys County Public Schools

Listing ID

MDSM2032978

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Stainless Steel Appliances, Oven/Range - Electric
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1728
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Upgraded Countertops
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RPD
Roof:Metal
Others:
  • ▪ Additional:Excellent
Sewer:On Site Septic
Parking Features:Driveway
Principal Interest
$2,235
Taxes
$225

Home Price

$419,900

Loan Details

30 yrs
7%

Down Payment

20%
$83,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,234.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,234.88 $225.25 $0.00 $2,460.13
Yearly $26,818.61 $2,703.00 $0.00 $29,521.61
Total $804,558.29 $81,090.00 $0.00 $885,648.29
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mechanicsville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS