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26864 Oak Ridge Dr , Mechanicsville, MD 20659
$349,900
Est. Payment: $1,921.33/mo
3 Bed
2 Bath
1296 Sqft
0.78 Acres
Status: pending | Days on site: 15
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CENT2013 - 3018277
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House Description

CHARMING RAMBLER ON 0.78 WOODED ACRES!! This 3-bedroom, 2-bath, 1,296 sqft rancher in the St. Marys Beach community of Mechanicsville sits on a private, tree-lined lot with a full walkout basement AND a separate shed/outbuilding! Brand conventional new septic tank installed and approved by the Health Department in October 2026! Pull up the gravel driveway and you'll love the peaceful wooded setting with plenty of room to spread out. Step inside to a spacious living room with exposed beams and a striking brick fireplace framed by built-in wood shelving - cozy up to the fireplace on chilly nights! The dining area flows right off the living space, with more built-in storage and a sliding glass door to the backyard. The kitchen is the heart of the home, featuring luxury vinyl plank flooring, a wall oven, cooktop, built-in microwave, side-by-side refrigerator with ice maker, dishwasher, and lots of counter space for all of your meal prep. A dedicated laundry room includes the washer and dryer. All 3 bedrooms are on the main level, each with good closet space, along with two full baths, including one with a soaking tub. The full walkout basement offers approximately 1,296 sqft of unfinished space with tons of potential - a family room, home gym, workshop, or extra storage - you decide! Outside, the separate shed/outbuilding is ready for your vision: workshop, hobby space, or storage. The heat pump is only 3 years old! Located just off Route 235 near the Patuxent River, with easy access to waterfront dining, parks, shopping, NAS Patuxent River, Leonardtown, and commuter routes toward Washington D.C. Great value at this price point! Set up a showing asap so you don't miss out on this opportunity!

Highlights

Listed by Mark A Frisco Jr. , 4435328776 CENTURY 21 New Millennium , 4439689595. Bright MLS

Property Type

Residential

Lot/Acreage
0.78

Year Built

1980

County

Saint Marys

Neighborhood

Saint Marys Beac

School District

St. Mary's County Public Schools

Listing ID

MDSM2034402

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Washer, Cooktop, Refrigerator, Icemaker, Oven - Wall, Built-In Microwave, Water Heater, Water Dispenser
Air Cond:Heat Pump(s),Central A/C,Ceiling Fan(s)
Fireplaces:Brick,Wood,Mantel(s),1 Fireplace
Floor:Carpet
Above Ground Sq Ft:1296
Basement:Full,Unfinished,Walkout Level,Interior Access,Outside Entrance
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Built-Ins, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Galley, Primary Bath(s), No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Backs to Trees,Front Yard,Level,Partly Wooded,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:Res. Neighborhood Conservation
Roof:Architectural Shingle
Others:
  • ▪ Additional:Outbuilding(s), Good
Sewer:On Site Septic
Parking Features:Gravel Driveway,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,921
Taxes
$247

Home Price

$349,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,921.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,921.33 $246.50 $0.00 $2,167.83
Yearly $23,056.00 $2,958.00 $0.00 $26,014.00
Total $691,680.03 $88,740.00 $0.00 $780,420.03
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mechanicsville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS