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27273 Holly Ln , Mechanicsville, MD 20659
$560,000
Est. Payment: $3,075.01/mo
4 Bed
2 Bath
1940 Sqft
1.11 Acres
Status: active | Days on site: 25
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MFFR1 - 3292737
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House Description

Enjoy waterfront living in this beautifully renovated home in the Sandgates community of Mechanicsville, overlooking scenic Cat Creek near the Patuxent River. Renovations exceeding $175,000 include foundation sealing, roof, windows, kitchen, baths, and interior updates. Offering over 2,000 sq. ft., the home features 3 bedrooms, 2 full baths, a dedicated office or potential 4th bedroom, and a bright living room with expansive bay windows showcasing water views and stunning sunrises. The finished basement adds a private bedroom, full bath, recreation area, workshop, and generous storage. Outside, enjoy mature flowering trees, a landscaped garden, storage shed, and attached carport. Just steps from Cape St. Mary’s Marina, with boat ramp access and annual slip rentals available, this property is ideal for boating enthusiasts. Nearby Snow Hill Farm Park offers kayaking, fishing, hiking, biking, and beach access. Local waterfront restaurants, including Seabreeze Restaurant and Sandgates Inn, add to the appeal with fresh seafood, Maryland crabs, and seasonal entertainment. Whether a full-time residence or weekend getaway, this waterfront property offers a wonderful opportunity to embrace the Chesapeake Bay lifestyle. RNC Zoning: good for Single Family Homes, Short term rentals, vacation rentals, Duplexes, multiple units, waterfront improvements, ADU can be permitted (accessory dwelling unit) but will need to check if existing septic can support the proposed addition.

Highlights

Listed by Marichu Casino Larkin , 5712884714 Move4Free Realty, LLC , 5712925377. Bright MLS

Property Type

Residential

Lot/Acreage
1.11

Year Built

1961

County

Saint Marys

Neighborhood

St Marys Beach

School District

St. Mary's County Public Schools

Listing ID

MDSM2034076

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:1040
Below Ground Sq Ft:900
Basement:Daylight,Partial,Partially Finished,Poured Concrete
Other:
  • ▪ Main Floor Bedrooms:4
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:RNC — Residential Neighborhood Conservation
Roof:Composite
Sewer:Private Sewer
Parking Features:Attached Carport,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,075
Taxes
$201

Home Price

$560,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,075.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,075.01 $201.42 $0.00 $3,276.43
Yearly $36,900.14 $2,417.00 $0.00 $39,317.14
Total $1,107,004.34 $72,510.00 $0.00 $1,179,514.34
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mechanicsville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS