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sales rep | Brivity IDX

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42205 Ridge Rd , Mechanicsville, MD 20659
$399,000
Est. Payment: $2,190.95/mo
4 Bed
3 Bath
1792 Sqft
0.23 Acres
Status: active | Days on site: 111
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FSRE1 - 3357676
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House Description

OFFERING A SELLER PAID 2/1 BUY DOWN! Welcome to 42205 Ridge Road in Mechanicsville, a move-in ready Colonial located in the established St. Mary's Beach community. Fully renovated in 2018, this 4 bedroom, 3 full bathroom home offers a comfortable and functional layout. The main level features a welcoming foyer, kitchen and dining area, breakfast nook, crown molding, and a full bathroom. Upstairs, you'll find all four bedrooms, including the primary suite with its own private bath. Outside, the home is situated across two separate lots totaling just under half an acre, with the house positioned right in the middle. The setup creates a sense of privacy and gives you plenty of breathing room between neighboring homes. Enjoy the circular paved driveway, patio, porch, mature landscaping, and storage shed. Located just minutes from Snow Hill Park and Beach, you'll have easy access to kayaking, fishing, picnicking, and waterfront recreation while still enjoying the peaceful setting of home. Whether you're looking for your first home, your next chapter, or simply a place to enjoy everything Southern Maryland has to offer, this well-maintained home is ready for its next owner.

Highlights

Listed by Ashley Frazier , 3016432285 Five Star Real Estate , 2402223200. Bright MLS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1955

County

Saint Marys

Neighborhood

St Marys Beach

School District

St. Mary's County Public Schools

Listing ID

MDSM2030846

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1792
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:RNC
Sewer:Private Septic Tank
Parking Features:Driveway

Open House

Upcoming Open Houses
Saturday 10:00 am - 12:00 pm Nov 14
Principal Interest
$2,191
Taxes
$183

Home Price

$399,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,190.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,190.95 $183.17 $0.00 $2,374.11
Yearly $26,291.35 $2,198.00 $0.00 $28,489.35
Total $788,740.59 $65,940.00 $0.00 $854,680.59
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mechanicsville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS