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519 Schmidt Rd , Middle River, MD 21220
$799,999
Est. Payment: $4,257.93/mo
4 Bed
4 Bath
2600 Sqft
0.06 Acres
Status: active | Days on site: 134
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CCRL11 - 3098893
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House Description

Luxury Waterfront Living with Private Deeded Boat Slip in the exclusive gated community of Waters Edge at Seneca Creek! This former model home is just a few years old and loaded with upgrades, premium finishes, and breathtaking water views from nearly every level. This elegant 4-bedroom, 4-bath home offers over four levels of thoughtfully designed living space. The entry level welcomes you with custom built-ins, ceramic flooring, a spacious two-car garage, abundant storage, and a workshop area with walkout access to the yard. The main living level features an open-concept design with hardwood floors, abundant natural light, and spectacular water views. The gourmet kitchen is appointed with granite countertops, stainless steel Energy Star appliances, a gas range, oversized center island, breakfast area, and 42-inch white shaker cabinetry. Step outside to the expansive 26' x 14' composite deck overlooking Seneca Creek—perfect for entertaining or simply enjoying the stunning water views and natural surroundings. Upstairs, the luxurious primary suite includes a private sitting area with water views and a spa-inspired bath. Two additional generously sized bedrooms, a full bath, and conveniently located laundry complete this level. The top-floor loft provides exceptional flexibility as a bedroom, family room, home office, fitness space, or guest retreat. Complete with a wet bar, half bath, and access to a stunning 16' x 12' rooftop deck, this level offers some of the home's most spectacular waterfront views. Boating enthusiasts will appreciate deeded ownership of Slip #2 at the maintenance free community pier. Improvements include four additional pilings creating 2 slips- one with a 15,000-pound Magnum boat lift, and electrical service for both wet and dry dock capabilities, providing direct access to Seneca Creek and the Chesapeake Bay. Never mow another lawn or pull another weed as your HOA takes care of landscaping and lawn maintenance as well as upkeep of the community's private dock and beach area. Rarely does a home combine luxury finishes, panoramic water views, private boating access, and low-maintenance living so seamlessly. Move-in ready and truly one of the area’s premier waterfront offerings.

Highlights

Listed by Tina Holmes , 4102924846 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

471.6 Monthly

Year Built

2019

County

Baltimore

Neighborhood

Waters Edge

School District

Baltimore County Public Schools

Listing ID

MDBC2166406

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, ENERGY STAR Dishwasher, ENERGY STAR Refrigerator, Exhaust Fan, Icemaker, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Dispenser, Water Heater
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:2600
Other:
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs - Open Common Area,Cul-de-sac,No Thru Street,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:40x65
Garage Capacity:4
Zoning:RES
Roof:Architectural Shingle,Metal
Others:
  • ▪ Additional:Boat Storage, Exterior Lighting, Flood Lights, Private Beach, Excellent, Beach, Common Grounds, Gated Community, Pier/Dock, Water/Lake Privileges, Common Area Maintenance, Lawn Maintenance, Security Gate
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,258
Taxes
$728
HOA
$472

Home Price

$799,999

Loan Details

30 yrs
7%

Down Payment

20%
$160,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,257.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,257.93 $728.42 $471.60 $5,457.95
Yearly $51,095.17 $8,741.00 $5,659.20 $65,495.37
Total $1,532,855.03 $262,230.00 $169,776.00 $1,964,861.03
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Middle River, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS