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18317 Chelsea Knolls Dr , Mount Airy, MD 21771
$850,000
Est. Payment: $4,667.43/mo
4 Bed
4 Bath
4050 Sqft
1 Acres
Status: closed | Days on site: 59
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KWLA1 - 3804,3004065,3339943
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House Description

RARE FINANCING ADVANTAGE — $637,400 VA ASSUMABLE LOAN AT JUST 2.375%! Qualified buyers may have the opportunity to take over the seller’s existing VA loan at this below-market rate, which could mean significant monthly savings! // A long, private driveway leads to this stately brick-front Colonial, beautifully nestled on a picturesque lot in desirable Chelsea Knolls. The property features lush landscaping, an expansive flat front yard, and ample parking. With 4,050 finished square feet, this spacious home offers generously proportioned living areas, abundant natural light, recessed lighting, and a traditional yet functional floor plan. The kitchen was thoughtfully renovated in 2026, while the roof, HVAC system, bathrooms, and appliances were updated in 2016. A whole-home generator was added in 2017, providing added convenience and peace of mind. // Hardwood flooring extends throughout the main level, beginning in the welcoming foyer and continuing to the left into the formal living room and to the right into the elegant formal dining room, enhanced by detailed lower wainscoting. Beyond, hardwood floors continue into the inviting open-concept great room, which seamlessly brings together the kitchen, family room, and breakfast room. // The beautifully renovated gourmet eat-in kitchen features a spacious island with breakfast bar seating, upgraded quartz countertops, stainless steel appliances, a classic white subway tile backsplash, and a second breakfast bar that opens to the cozy breakfast room. The breakfast room offers a higher vaulted ceiling and direct access to the deck, creating a bright space for casual dining and entertaining. The spacious family room features a gas fireplace and provides a warm gathering space for everyday living. Completing the main level are a convenient powder room and a versatile bonus room that is ideal for a home office or main-level guest room well suited for multigenerational living. // The upper level features four generously sized carpeted bedrooms, two full bathrooms, and a well-appointed laundry room with a washer and dryer replaced in 2025. The spacious owner's suite offers a tray ceiling, walk-in closet, and private en-suite bathroom with dual sinks, a soaking tub, and a separate walk-in shower. An additional highlight of the upper level is the louvered arch window, added in 2022, which brings distinctive architectural character to the space. // The fully finished, walk-out lower level expands the home's living and entertaining possibilities. Plush carpeting extends throughout the spacious recreation room, which features a granite wet bar, a dedicated media center and lounging area, and ample space for a game or dining table. A versatile bonus room offers endless possibilities for a guest room, home gym, playroom, or hobby space. A full bathroom and utility room complete the lower level. // Outdoor living is a true highlight, with a spacious deck and lower-level patio offering inviting areas for outdoor dining, entertaining, and relaxing. Beyond, the large backyard backs to mature trees with lush landscaping, a picturesque pear tree, and dedicated garden boxes enhancing the expansive grounds.

Highlights

Listed by Robert J Lucido , 4104656900 and Tracy J. Lucido , 4108022567 Keller Williams Lucido Agency , 4104656900. Bright MLS

Property Type

Residential

Lot/Acreage
1

HOA Fee

230 Quarterly

Year Built

2016

County

Howard

Neighborhood

Chelsea Knolls

School District

Howard County Public School System

Listing ID

MDHW2072346

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher
Air Cond:Central A/C
Fireplaces:Mantel(s),Gas/Propane,1 Fireplace
Floor:Hardwood,Carpet,Heated
Above Ground Sq Ft:2900
Below Ground Sq Ft:1150
Basement:Daylight,Full,Fully Finished,Heated,Improved,Interior Access,Rear Entrance,Sump Pump,Walkout Level,Windows
Other:
  • ▪ Additional:Attic, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Kitchen - Eat-In, Kitchen - Island, Recessed Lighting, Walk-in Closet(s), Upgraded Countertops
Water:Well

Exterior Features

Lot:Backs to Trees,Cul-de-sac,Landscaping,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RCDEO
Roof:Asphalt
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Garage Door Opener,Garage - Side Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$4,667
Taxes
$55
HOA
$230

Home Price

$850,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,667.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,667.43 $55.08 $230.00 $4,952.51
Yearly $56,009.15 $661.00 $2,760.00 $59,430.15
Total $1,680,274.44 $19,830.00 $82,800.00 $1,782,904.44
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Mount Airy, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

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