***SELLERS OFFERING $8,000 FOR CLOSING HELP OR INTEREST RATE BUYDOWN!!! Welcome to 3705 10th Street in North Beach, where coastal-town charm, generous outdoor space, and thoughtful updates come together in one beautifully maintained home! Situated on a spacious double lot, this property offers extra space between neighboring homes for a more open, private feel while still being close to everything North Beach has to offer. Step inside to a bright, welcoming interior featuring fresh paint throughout, warm vinyl plank flooring, freshly shampooed carpets, and comfortable living spaces. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a newer stove/range and brand new dishwasher. The dining room flows seamlessly into the family room, creating an inviting layout for everyday living and entertaining. Upstairs you'll find three spacious bedrooms, including a primary bedroom with a recently refreshed en-suite bath, plus an updated full hall bath. The fully finished basement offers valuable additional living space with a recreation area featuring a cozy propane fireplace, plus a dedicated laundry room and plenty of storage. Outside, enjoy the deck overlooking a fully fenced backyard, where mature trees provide a natural buffer for added privacy. Gather around the fire pit area, entertain friends, let the pets play, or simply relax and enjoy your outdoor retreat. The fire pit chairs convey! A charming front porch, attached one-car garage, and ample driveway parking complete the package. Recent improvements include a newer roof (approximately 2021–2022), HVAC replaced in 2024, newer sump pump, newer fencing, newer kitchen appliances, fresh interior paint, freshly cleaned carpets, and newer storage shelving. Enjoy the laid-back Chesapeake Bay lifestyle with North Beach's boardwalk, beach, waterfront, restaurants, shops, parks, entertainment, and community events nearby. The home is less than one mile from the North Beach Pier. No HOA means more freedom and fewer monthly expenses, plus enjoy a one-year seller-paid home warranty for added peace of mind! With its double lot, finished basement, private fenced yard, extensive updates, garage, and sought-after North Beach location, 3705 10th Street offers the space, comfort, and coastal lifestyle you've been looking for! USDA financing eligible! Qualified buyers may be able to purchase this home with 100% financing and no down payment through the USDA Rural Development loan program. USDA loans offer competitive interest rates and can make homeownership more affordable for eligible buyers. Buyer and property eligibility requirements apply—contact your lender for details.