LOWER INTEREST RATES AVAILABLE. Welcome to North East, Maryland - a charming waterfront town with a boating lifestyle and small-town appeal! Better than new: Built in 2022, this upgraded home is packed with features that truly stand out. Situated on a quiet street with protected trees behind, this home is located in the sought-after Chesapeake Bay Golf Club community. From the moment you arrive, you’ll notice the inviting covered front porch, two-car garage, and a level backyard complete with a maintenance-free deck and privacy fence backing to trees. Inside, luxury vinyl plank flooring flows throughout the main living areas. The kitchen has stainless steel appliances, quartz countertops, a breakfast bar/island, under-cabinet lighting, stylish backsplash, hood vent, and a charming barn door accent for the pantry. Custom shelving adds both function and personality. The recently finished lower level offers a spacious family room, recessed lighting, and a rough-in for a future bathroom. Upstairs, you’ll find a versatile loft, convenient upper-level laundry, and a spacious primary suite featuring a walk-in closet, custom blackout shades, and a beautifully tiled en-suite bath. Two additional bedrooms include carpet, ceiling fans, and ample space, along with a full hall bathroom. The lower level is also finished with a new rec room (new sofa included), framing for a bedroom and rough-in for a full bathroom. Located near the headwaters of the Chesapeake Bay, this community offers easy access to outdoor recreation including walking trails, open spaces, golf courses, downtown North East and Elk Neck State Forest. Commuting is a breeze with quick access to I-95 and proximity to Wilmington, Philadelphia, and Baltimore. SEE UPGRADE LIST.