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20698 Garrett Hwy , Oakland, MD 21550
$1,099,000
Est. Payment: $5,849.34/mo
4 Bed
3 Bath
1844 Sqft
0.28 Acres
Status: active | Days on site: 86
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TMDK1 - 8327
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Beautiful lakefront home offering 89' of lakefront and a private dock. This home has been remodeled and is very warm and inviting from the moment you enter. Boasting a great island featuring granite countertops, and plenty of seating for family and friends. The lakefront views are unobstructed year round, and can be enjoyed from most any room. The outside space is just as pleasing with a wrap-around Trex deck, stone patio with a hot tub, and a firepit. If all of this isn't enough, take a few steps down to the lakefront and enjoy the type A dock. The central location is also hard to beat, just minutes to coffee, ice cream, Wisp Ski Resort, grocery stores and restaurants. Established rental "Moments & Memories". Call today to preview!
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Highlights

Listed by Elizabeth S Spiker Holcomb , 3016165022 Taylor-Made Deep Creek Sales , 3013874700. Bright MLS

Property Type

Residential
Lot/Acreage
0.28

Year Built

1950

County

Garrett

 Neighborhood

Garrett Highway

 School District

Garrett County Public Schools

Listing ID

MDGA2012616

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Stone,1 Fireplace
Floor:Laminated
Above Ground Sq Ft:1168
Below Ground Sq Ft:676
Basement:Fully Finished,Heated
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Limited hours of Personal Watercraft Operation (PWC),Swimming Allowed,Waterski/Wakeboard,Sail,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:4
Zoning:Commercial
Roof:Shingle
Others:
  • ▪ Additional:Hot Tub, Excellent
Sewer:Public Sewer
Parking Features:Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,849
Taxes
$767

Home Price

$1,099,000

Loan Details

30 yrs
7%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,849.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,849.34 $766.67 $0.00 $6,616.01
Yearly $70,192.07 $9,200.00 $0.00 $79,392.07
Total $2,105,762.23 $276,000.00 $0.00 $2,381,762.23
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Oakland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS