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312 Moss Creek Cir , Oakland, MD 21550
$699,000
Est. Payment: $3,720.37/mo
5 Bed
4 Bath
4230 Sqft
1.83 Acres
Status: active under contract | Days on site: 175
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TMDK1 - 8327
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House Description

Tucked away on a picturesque 1.83-acre parcel, this charming log home offers the perfect blend of rustic character and modern comfort. Amongst the 4,200+ SF, you will find five spacious bedrooms, two family rooms, a playroom, an office/den, a large loft, spacious pantry, granite counter tops, hardwood flooring and two fireplaces. The warm wood interior and classic log construction create a cozy, inviting atmosphere throughout. A two-car attached garage provides everyday convenience, while the expansive detached garage offers endless possibilities—ideal for hobbies, a workshop, and plenty of space for equipment and boat storage, plus an unfinished room above. The Moss Creek community is centrally located off Sand Flat Road between Oakland and DCL, and this home happens to be at the end of the cul-de-sac on a no-thru street. Enjoy the peace and privacy of country-style living with ample outdoor space, which includes a great yard, large deck, and front covered porch, perfect for entertaining family and friends. Well-suited as a primary or secondary residence!

Highlights

Listed by Elizabeth S Spiker Holcomb , 3016165022 Taylor-Made Deep Creek Sales , 3013874700. Bright MLS

Property Type

Residential

Lot/Acreage
1.83

HOA Fee

500 Annually

Year Built

2007

County

Garrett

Neighborhood

Moss Creek

School District

Garrett County Public Schools

Listing ID

MDGA2011736

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Range Hood, Washer
Air Cond:Central A/C
Fireplaces:Stone,Fireplace - Glass Doors,2 Fireplaces
Floor:Carpet,Hardwood,Ceramic Tile
Above Ground Sq Ft:2538
Below Ground Sq Ft:1692
Basement:Connecting Stairway,Fully Finished,Heated,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Wood Floors
Water:Well

Exterior Features

Lot:Backs to Trees,Landscaping,Not New Construction,Horse Property: No
Garage Capacity:5
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Very Good, Road Maintenance, Snow Removal
Sewer:Septic Exists
Parking Features:Garage - Front Entry,Attached Garage,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,720
Taxes
$567
HOA
$500

Home Price

$699,000

Loan Details

30 yrs
7%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,720.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,720.37 $566.67 $500.00 $4,787.04
Yearly $44,644.46 $6,800.00 $6,000.00 $57,444.46
Total $1,339,333.76 $204,000.00 $180,000.00 $1,723,333.76
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Oakland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS