Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

47 Holy Cross , Oakland, MD 21550
$6,499,900
Est. Payment: $35,691.56/mo
7 Bed
9 Bath
11417 Sqft
1.64 Acres
Status: active under contract | Days on site: 346
Get Pre-Qualified
RLR1 - 74131
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake’s most prestigious communities. Call today for your private tour!

Highlights

Listed by Jonathan D Bell , 3015010735 Railey Realty, Inc. , 3013872000. Bright MLS

Property Type

Residential

Lot/Acreage
1.64

HOA Fee

2000 Annually

Year Built

2016

County

Garrett

Neighborhood

Reserve At Holy Cross

School District

Garrett County Public Schools

Listing ID

MDGA2010560

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:9
  • ▪ Full Bathrooms:8
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Freezer, Disposal, Microwave, Refrigerator, Extra Refrigerator/Freezer, Icemaker, Stove, Water Dispenser
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,3 Fireplaces
Floor:Hardwood
Above Ground Sq Ft:7617
Below Ground Sq Ft:3800
Basement:Fully Finished,Walkout Level,Windows,Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Ceiling Fan(s), Wet/Dry Bar, Wood Floors, Wine Storage, Floor Plan - Open, Window Treatments
Water:Well

Exterior Features

Lot:Premium,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:3
Zoning:LR
Others:
  • ▪ Additional:Hot Tub, Outside Shower, Water/Lake Privileges, Road Maintenance, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Front Entry,Driveway,Attached Garage,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$35,692
Taxes
$4,175
HOA
$2,000

Home Price

$6,499,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$1,299,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$35,691.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $35,691.56 $4,174.83 $2,000.00 $41,866.39
Yearly $428,298.66 $50,098.00 $24,000.00 $502,396.66
Total $12,848,959.82 $1,502,940.00 $720,000.00 $15,071,899.82
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Oakland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS