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231 Santa Fe Trl , Oakland, MD 21550
$629,000
Est. Payment: $3,453.90/mo
4 Bed
3 Bath
2280 Sqft
0.35 Acres
Status: active | Days on site: 261
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TMDK1 - 66630
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Brand new roof July 2026! 3/4BR 3BA chalet with LAKE VIEWS! 2300sf vacation home fronting on a mountain stream, overlooking Deep Creek Lake! Enjoy an eat-in kitchen, exposed beams and a loft area that the current owners use as a 4th BR with bathroom. NO HOA! Conveys fully furnished. Features include central AC, exposed beams, updated flooring, gas fireplace on main level, lower level rec room with pool table and wrap-around deck with hot tub. Central location near 219 bridge, close to Wisp & local restaurants, entertainment and shopping.
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Highlights

Listed by Jay L Ferguson , 3015010420 Taylor-Made Deep Creek Sales , 3013874700. Bright MLS

Property Type

Residential
Lot/Acreage
0.35

Year Built

2003

County

Garrett

 Neighborhood

Roman Nose Spa

 School District

Garrett County Public Schools

Listing ID

MDGA2011082

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Gas/Propane,1 Fireplace
Above Ground Sq Ft:1368
Below Ground Sq Ft:912
Basement:Fully Finished,Heated,Improved,Outside Entrance
Other:
  • ▪ Main Floor Bedrooms:2
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R
Others:
  • ▪ Additional:Very Good
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$3,454
Taxes
$312

Home Price

$629,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$125,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,453.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,453.90 $311.75 $0.00 $3,765.65
Yearly $41,446.77 $3,741.00 $0.00 $45,187.77
Total $1,243,403.09 $112,230.00 $0.00 $1,355,633.09
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Oakland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS