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25 Silver Tree Ln , Oakland, MD 21550
$735,000
Est. Payment: $3,911.98/mo
5 Bed
4 Bath
2364 Sqft
0.23 Acres
Status: active | Days on site: 600
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TMDK1 - 8327
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Beautiful lake access retreat located in the Silver Tree Landings community with an available home warranty. This recently updated contemporary home feels warm and inviting from the moment you walk in (upgrade list available). Offering hardwood flooring, granite countertops, two stone propane fireplaces and cathedral ceilings. The abundance of windows allows the natural light to brighten any season, while offering views from almost every room. The covered and uncovered decks offer plenty of outdoor space to enjoy with family and friends during any season, and the hot tub is always a big hit. If all this isn't enough, take a short walk down to the community docks/lake access area, where you can enjoy the lake and everything it offers. The location checks off one more box, centrally located and just minutes to Unos/Honi Honi, grocery stores, Deep Creek State Park/beach area, Dutch's Restaurant & Harbor Bar, Cinema, Ice Cream, Thousand Acres Golf Club, and Wisp Ski Resort. “Crosswinds” is an established rental. Call today to preview this gorgeous home!
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Highlights

Listed by Elizabeth S Spiker Holcomb , 3016165022 Taylor-Made Deep Creek Sales , 3013874700. Bright MLS

Property Type

Residential
Lot/Acreage
0.23

HOA Fee

1200 Annually

Year Built

2004

County

Garrett

 Neighborhood

Silver Tree Landing

 School District

Garrett County Public Schools

Listing ID

MDGA2009038

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator
Air Cond:Central A/C
Fireplaces:Stone,Fireplace - Glass Doors,1 Fireplace
Floor:Ceramic Tile,Carpet,Hardwood
Above Ground Sq Ft:2364
Basement:Fully Finished
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Carpet, Dining Area, Entry Level Bedroom, Floor Plan - Open, Wood Floors
Water:Public

Exterior Features

Lot:Cleared,Not New Construction,Horse Property: No
Zoning:LR
Roof:Shingle
Others:
  • ▪ Additional:Hot Tub, Excellent, Road Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Paved Driveway,Driveway
Principal Interest
$3,912
Taxes
$619
HOA
$1,200

Home Price

$735,000

Loan Details

30 yrs
7%

Down Payment

20%
$147,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,911.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,911.98 $618.75 $1,200.00 $5,730.73
Yearly $46,943.74 $7,425.00 $14,400.00 $68,768.74
Total $1,408,312.32 $222,750.00 $432,000.00 $2,063,062.32
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Oakland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS