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sales rep | Brivity IDX

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12915 Horn Island Dr , Ocean City, MD 21842
$448,000
Est. Payment: $2,460.01/mo
3 Bed
2 Bath
1056 Sqft
0.25 Acres
Status: active | Days on site: 1
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MART27 - 3256337
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House Description

Talk about having it all! This one level home in West Ocean City is priced below appraised value. It’s close to everything, has updates galore and it even has a peek of Assawoman bay! This three bedroom/two full bath home is your coastal get away and is filled with sunlight. Luxury vinyl planks, granite counters and custom cabinets will be enjoyed by all while the newer roof, several replacement windows and two year old HVAC system give peace of mind. The wrap around Trex deck leads you out back to a private wooded yard where wildlife will greet you and and there's a pollinator garden for the birds and bees. Enjoy easy access to nearby shopping, popular restaurants, and local bars, all while being just minutes from the beach . No HOA or city taxes, just great neighbors make this your perfect year-round home or beach getaway.

Highlights

Listed by Lisa M. Spicer , 4102518015 ERA Martin Associates , 4107491818. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

Year Built

1998

County

Worcester

Area

West Ocean City (85)

Neighborhood

Bay Shore Acres

School District

Worcester County Public Schools

Listing ID

MDWO2042484

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Heat Pump(s),Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1056
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Tub Shower, Bathroom - Walk-In Shower, Primary Bath(s), Water Treat System
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R-2
Roof:Unknown
Sewer:Public Sewer
Parking Features:Stone Driveway,Driveway,On Street,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 12:00 pm - 1:30 pm Nov 15
Principal Interest
$2,460
Taxes
$178

Home Price

$448,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$89,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,460.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,460.01 $177.50 $0.00 $2,637.51
Yearly $29,520.12 $2,130.00 $0.00 $31,650.12
Total $885,603.47 $63,900.00 $0.00 $949,503.47
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS