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122 Old Wharf Rd , Ocean City, MD 21842
$925,000
Est. Payment: $5,079.26/mo
3 Bed
2 Bath
1600 Sqft
0.17 Acres
Status: active | Days on site: 9
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NRP9 - 3256491
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House Description

Surprisingly spacious, beautifully updated, and perfectly positioned for waterfront living, this three-bedroom, two-bath home offers the comfort of one-level living with a private dock, generous indoor and outdoor gathering spaces, and unparalleled canal views. From its charming exterior and inviting front porch to its expansive all-season sunroom overlooking the water, this delightful home combines coastal character with thoughtful updates and comfortable living spaces designed for year-round enjoyment. Inside, an open living and dining area creates a bright, connected gathering space with plenty of room for entertaining. A wood-burning fireplace adds warmth and character to the living room, while the beautifully updated kitchen features quartz countertops, stainless steel appliances, and an attractive, functional workspace. Marble tile flooring extends throughout the main living areas, adding a polished finish. One of the home's standout features is the expansive, conditioned all-season sunroom overlooking the backyard and canal. Surrounded by windows and filled with natural light, this wonderful second living area captures picturesque waterfront views, with passing boats creating a beautiful coastal backdrop. The spacious primary suite offers direct access to the deck, canal views, dual closets, and a beautifully updated en suite bath featuring a generous walk-in shower. Two additional comfortably sized bedrooms share a second full hall bath. Outside, an exceptionally spacious backyard—a rare find for a coastal property—is framed by mature trees and established landscaping, offering generous room for outdoor gatherings, recreation, and enjoying the waterfront setting. The private dock is a standout feature, putting boating, fishing, and exploring Ocean City's beautiful coastal bays right at your doorstep. With direct access to the water, embracing the coastal boating lifestyle couldn't be more convenient. Located in the desirable Caine Woods II neighborhood, known for its established residential character and waterfront single-family homes, this property enjoys an extraordinary combination of boating access and beach proximity. Just blocks from the Atlantic Ocean and minutes from North Ocean City's favorite restaurants, shopping, recreation, and entertainment, the home offers easy access to everything that makes Ocean City such a beloved resort destination. From sunny afternoons on the beach and boating adventures on the bay to crisp autumn evenings beside the fire, this is coastal living to enjoy in every season.

Highlights

Listed by Tom Ruch , 4432351347 Northrop Realty , 3025390800. Bright MLS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1984

County

Worcester

Area

Bayside Waterfront (84)

Neighborhood

Caine Keys Ii

School District

Worcester County Public Schools

Listing ID

MDWO2042032

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Icemaker, Stove, Washer - Front Loading, Dryer - Front Loading, Built-In Microwave, Built-In Range, Oven - Double, Oven/Range - Electric, Stainless Steel Appliances, Water Heater
Air Cond:Heat Pump(s),Ductless/Mini-Split
Fireplaces:Wood,Screen,1 Fireplace
Floor:Marble,Carpet,Tile/Brick
Above Ground Sq Ft:1600
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Primary Bath(s), Upgraded Countertops, Walk-in Closet(s), Window Treatments, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Recessed Lighting, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Bulkheaded,Front Yard,Rear Yard,SideYard(s),Not New Construction,Horse Property: No,Waterfront,In City Limits
Garage Capacity:2
Zoning:R-1
Roof:Pitched,Shingle
Others:
  • ▪ Additional:Outside Shower, Excellent, Good
Sewer:Public Sewer
Parking Features:Concrete Driveway,Off Street,Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$5,079
Taxes
$594

Home Price

$925,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$185,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,079.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,079.26 $593.92 $0.00 $5,673.18
Yearly $60,951.13 $7,127.00 $0.00 $68,078.13
Total $1,828,533.95 $213,810.00 $0.00 $2,042,343.95
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS