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12623 Sheffield Rd , Ocean City, MD 21842
$805,000
Est. Payment: $4,420.33/mo
3 Bed
2 Bath
1760 Sqft
0.26 Acres
Status: active | Days on site: 98
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House Description

Live the ultimate West Ocean City waterfront lifestyle in the highly sought-after Cape Isle of Wight community. Situated on an oversized waterfront lot with approximately 80 feet of bulkheaded canal frontage, multiple deeded boat slips, and panoramic bay and canal views, this exceptional property offers quick navigable access to Assawoman Bay, making it a dream for boaters, anglers, and outdoor enthusiasts. Step from your backyard onto your boat for a day of fishing, cruising to waterfront restaurants, exploring the Ocean City Inlet, or relaxing at nearby sandbars, then unwind with breathtaking sunsets from the covered porch or second-level balcony. Inside, this inviting coastal retreat features 3 spacious bedrooms, 2 full bathrooms, an open-concept floor plan, beautiful wood flooring, an updated kitchen with upgraded countertops and modern finishes, and large windows showcasing incredible water views. Recent and notable improvements add to the home's appeal, including an HVAC/heating system approximately 5 years old, a hot water heater approximately 9 years old, and solar panels installed in November 2021. The deck is approximately 10 years old, and the boat dock has been enhanced with new decking, providing a refreshed space to enjoy the waterfront and easy access to your boats and watercraft. Designed for waterfront living, the property also offers an attached two-car garage and a detached garage/carriage house ideal for a workshop, studio, hobby space, or additional storage. There's plenty of room for boats, jet skis, kayaks, paddleboards, golf carts, beach gear, and fishing equipment, plus an outdoor shower, oversized yard, and generous outdoor entertaining space. Just minutes from Ocean City's beaches, Boardwalk, marinas, waterfront dining, shopping, championship golf courses, and Assateague Island, this home offers the perfect balance of peaceful waterfront living and convenient access to the best of Maryland's Eastern Shore. Whether you're looking for a primary residence, vacation home, or weekend getaway, this is a rare opportunity to own one of West Ocean City's premier waterfront properties.

Highlights

Listed by Adam U Monico , 4103226379 Coldwell Banker Realty , 3025391777. Bright MLS

Property Type

Residential

Lot/Acreage
0.26

Year Built

1995

County

Worcester

Area

West Ocean City (85)

Neighborhood

Cape Isle Of Wight

School District

Worcester County Public Schools

Listing ID

MDWO2039584

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Central Vacuum, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater, Cooktop
Air Cond:Central A/C
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:1760
Other:
  • ▪ Additional:Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Living, Kitchen - Eat-In, Primary Bath(s), Central Vacuum, Upgraded Countertops, Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Personal Watercraft (PWC),Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:0.00 x 0.00
Garage Capacity:5
Zoning:R-2
Roof:Composite,Shingle
Others:
  • ▪ Additional:Boat Storage, Outside Shower
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Front Entry,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,420
Taxes
$513

Home Price

$805,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$161,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,420.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,420.33 $512.50 $0.00 $4,932.83
Yearly $53,043.96 $6,150.00 $0.00 $59,193.96
Total $1,591,318.74 $184,500.00 $0.00 $1,775,818.74
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS