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12503 W Torquay Rd , Ocean City, MD 21842
$399,999
Est. Payment: $2,196.43/mo
2 Bed
2 Bath
1236 Sqft
0.22 Acres
Status: active | Days on site: 37
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ABCO1 - 3113423
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House Description

Exceptional Properties. Exceptional Clients. Coastal living starts here! Tucked away in the sought-after Cape Isle of Wight neighborhood of West Ocean City, this beautifully well maintained 2-bedroom, 2-bath home offers just under 1,300 square feet of bright, airy living space thoughtfully designed for easy single-level living. Set on a desirable corner lot just under a quarter acre, there's plenty of room to enjoy the laid-back Eastern Shore lifestyle. The generous lot also offers potential flexibility for future improvements or expansion, subject to applicable zoning, permitting, and county approvals. Thoughtfully renovated from top to bottom in 2017, the home pairs modern finishes and updated functionality with an open, airy design that feels fresh, comfortable, and current. The open-concept interior features vaulted ceilings, luxury vinyl plank flooring, and a spacious kitchen with granite countertops and an oversized center island perfect for gathering and entertaining. Enjoy your morning coffee in the kitchenette area, which has sliding glass doors opening to the expansive deck. An additional spacious living area with French doors provides a second connection to the deck and the outdoors, creating an effortless indoor-outdoor flow. The primary bedroom features a private en-suite bath with a walk-in shower, while newly installed carpet gives both bedrooms a fresh, updated feel. Outside, the expansive deck overlooks a beautifully designed, landscaped fenced yard that provides plenty of space to relax, entertain, and enjoy a serene setting. An oversized detached shed with potential workshop space offers exceptional storage, and a separate parking area provides room for a boat, RV, trailer, or other recreational equipment. Ideally located just minutes from Ocean City’s beaches, Assateague Island National Seashore, public marinas, shopping, dining, and everyday conveniences, this move-in-ready Cape Isle of Wight home offers the perfect combination of space, convenience, and relaxed residential coastal living. Make every day feel a little more like vacation—with no HOA fees and no Ocean City town taxes!

Highlights

Listed by Cara B Chester , 4107264446 AB & Co Realtors, Inc. , 4432757188. Bright MLS

Property Type

Residential

Lot/Acreage
0.22

Year Built

1975

County

Worcester

Area

West Ocean City (85)

Neighborhood

Coves At Isle Of Wight

School District

Worcester County Public Schools

Listing ID

MDWO2041360

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Washer, Refrigerator
Above Ground Sq Ft:1236
Other:
  • ▪ Main Floor Bedrooms:2
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R-2
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,196
Taxes
$273

Home Price

$399,999

Loan Details

30 yrs
7.312%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,196.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,196.43 $273.17 $0.00 $2,469.60
Yearly $26,357.18 $3,278.00 $0.00 $29,635.18
Total $790,715.41 $98,340.00 $0.00 $889,055.41
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS