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13316 Colonial Rd , Ocean City, MD 21842
$344,900
Est. Payment: $1,893.88/mo
3 Bed
2 Bath
1390 Sqft
0.08 Acres
Status: active under contract | Days on site: 213
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665LHR - 3256028
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House Description

Welcome to the highly sought-after Montego Bay community in North Ocean City! Enjoy everything OCMD has to offer while owning this 3 bedroom 2 full bath home. Front Bedrooms have a Jack and Jill full bath. You will love the wide open floor plan. There is also a covered back porch for relaxing after a day at the beach or pool. This vibrant neighborhood offers the perfect blend of coastal charm and resort-style amenities. Located just blocks from the beach and a beach bus ride away to Ocean City's famed boardwalk. Montego Bay features a vacation-like atmosphere with unbeatable convenience whether you are looking to be a full time resident or own a 2nd home get-away. Residents enjoy two outdoor pools, tennis courts, a scenic boardwalk along the bay, a nine-acre wildlife sanctuary, and a picturesque pond with walking trails. The community also offers shuffleboard courts, a mini-golf course, and a full-service community center. Montego Bay Civic Association has low HOA fees at $385/Year. Whether you're boating on the bay, relaxing by the pool, hanging out on the beach, enjoying dinner at one of the nearby restaurants, you'll love calling Montego Bay your home.

Highlights

Listed by Scott Holdren , 4102502700 Larry Holdren Real Estate Inc , 4102502700. Bright MLS

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

415 Annually

Year Built

1977

County

Worcester

Area

Bayside Interior (83)

Neighborhood

Montego Bay

School District

Worcester County Public Schools

Listing ID

MDWO2037156

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Icemaker, Oven/Range - Gas, Stainless Steel Appliances, Refrigerator, Washer, Water Heater
Floor:Carpet,Vinyl
Above Ground Sq Ft:1390
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Open, Primary Bath(s), Skylight(s), Dogs OK, Cats OK, Pets Allowed
Water:Public

Exterior Features

Lot:Cleared,Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:TR
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gutter System, Outbuilding(s), Sidewalks, Street Lights, Very Good, Common Grounds, Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Common Area Maintenance, Pool(s)
Sewer:Public Sewer
Parking Features:Concrete Driveway,Off Street,2+ Spaces,1+ Spaces
Principal Interest
$1,894
Taxes
$333
HOA
$415

Home Price

$344,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$68,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,893.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,893.88 $332.50 $415.00 $2,641.38
Yearly $22,726.54 $3,990.00 $4,980.00 $31,696.54
Total $681,796.06 $119,700.00 $149,400.00 $950,896.06
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T07:10:58.000Z

© 2026 Bright MLS