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511 Harbour Dr , Ocean City, MD 21842
$764,900
Est. Payment: $4,071.12/mo
3 Bed
2 Bath
1248 Sqft
0.08 Acres
Status: active | Days on site: 8
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RMXO8 - 3316471
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House Description

Front-row seats to paradise! Discover the magic of direct open-bay living on 511 Harbour Drive, where breathtaking panoramic sunset views, endless sparkling waters, and refreshing coastal breezes turn every day into a waterfront getaway! Located in Ocean City's highly sought-after Montego Bay Community, this coastal gem offers an incredible opportunity to own a piece of waterfront paradise! Imagine relaxing on your expansive waterfront deck as the evening sky transforms into a spectacular display of brilliant colors reflecting across the open bay. These are the kind of sunsets you'll never get tired of watching! Be sure to check out the spectacular aerial drone photos! These breathtaking bird's-eye views showcase the property's incredible direct open-bay location, expansive waterfront setting, and surrounding coastal beauty. One look from above and you'll understand why this location is so special! Situated on a 3,610-square-foot lot with a vinyl bulkhead installed in 2016, this property offers an exceptional setting on the open bay. Attention boaters! Add a finger pier and boat lift! Imagine stepping outside and heading out for a day on the water, then returning home to unwind with your favorite waterfront view! Outdoor living at its finest! A huge elevated deck spans the entire rear of the home, delivering sweeping bay views and plenty of room to relax or entertain. The full-width covered section offers shade on sunny afternoons and shelter during passing showers, while the open deck is perfect for grilling, soaking up the sunshine, and gathering with friends as the sky lights up at sunset. From quiet mornings with coffee to lively summer cookouts, this remarkable space invites you to enjoy waterfront living. Every day feels like a vacation! Enjoy the sights and sounds of the bay, where waterfront beauty surrounds you from sunrise to sunset! This is where summer memories are made! Inside, three skylights fill the home with natural light, creating a bright, cheerful coastal atmosphere. The beautifully remodeled primary bathroom features fresh, modern finishes for a spa-like retreat. Enjoy year-round comfort with natural gas heat, central air conditioning, insulated walls and ceilings, and a 50-gallon water heater. The shingle roof is approximately 9 years old. Additional conveniences include a covered side entry and detached storage shed for bikes, beach chairs, fishing gear, and all your coastal essentials. Attractive landscaping adds curb appeal. Lovingly cared for by the same owner for 25 years, this home reflects true pride of ownership! Picture your perfect day! Morning coffee on the waterfront deck as the bay sparkles, an afternoon boating or enjoying the beach, and an evening crab feast with friends beneath a breathtaking sunset. Feel the coastal breeze and savor those magical moments when the water and sky seem to stretch on forever. This isn't just a home — it's a lifestyle! The Montego Bay Community offers fantastic amenities for only $415 per year, including two outdoor pools, two tennis courts, miniature golf, and a community fishing boardwalk just down the street! Enjoy peaceful walks and wildlife watching around the scenic 8-acre Wildfowl Lake. Ocean City's beaches, famous boardwalk, restaurants, shopping, golf, and marinas are yours for the taking, while Assateague Island and historic Berlin make wonderful nearby outings. Spend the day exploring the coast, knowing your peaceful bayfront escape awaits when you return. Whether you're looking for a full-time home or a weekend waterfront retreat, this is an opportunity to enjoy the best of coastal living. You can change a home, but you can't create a location like this! Direct open-bay properties in Montego Bay are few and far between. Call today to schedule your private showing and start living the Ocean City bayfront dream! Sale is contingent upon Seller finding a home of choice prior to settlement.

Highlights

Listed by Larry E. Holdren II , 4433664091 RE/MAX One , 4105356291. Bright MLS

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

415 Annually

Year Built

1988

County

Worcester

Area

Bayside Waterfront (84)

Neighborhood

Montego Bay

School District

Worcester County Public Schools

Listing ID

MDWO2041950

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer - Electric, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Washer, Water Heater
Floor:Carpet
Above Ground Sq Ft:1248
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Skylight(s), Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Bulkheaded,Fishing Available,Landscaping,Not New Construction,Horse Property: No,Waterfront,In City Limits
Lot Dimensions:40 x 91
Garage Capacity:2
Zoning:TR
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gutter System, Street Lights, Jog/Walk Path, Lake, Pool - Outdoor, Shuffleboard, Tennis Courts
Sewer:Public Sewer
Parking Features:Concrete Driveway,Off Street,2+ Spaces,1+ Spaces
Principal Interest
$4,071
Taxes
$576
HOA
$415

Home Price

$764,900

Loan Details

30 yrs
7%

Down Payment

20%
$152,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,071.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,071.12 $575.92 $415.00 $5,062.04
Yearly $48,853.43 $6,911.00 $4,980.00 $60,744.43
Total $1,465,602.85 $207,330.00 $149,400.00 $1,822,332.85
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS