Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

616 Oyster Ln , Ocean City, MD 21842
$1,175,000
Est. Payment: $6,452.03/mo
3 Bed
3 Bath
1869 Sqft
0.08 Acres
Status: active under contract | Days on site: 18
Get Pre-Qualified
335MBR - 3255580
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

WELCOME TO 616 OYSTER LANE...WATERFRONT LIVING AT ITS FINEST! This immaculate maintained 3BR/3BA 8-year young custom-built home is located in the highly desirable and sought after Montego Bay community in North Ocean City and is situated on a peaceful protected deep-water basin offering quick & easy access to the open bay. The 1st floor features 2 bedrooms and 2 full baths-including a stunning en suite with a floor to ceiling tiled walk-in shower, a great room offering soaring 17' ceilings, and a dedicated laundry room with a full size washer & dryer and room for an additional refrigerator. The 2nd floor features a 3rd bedroom & bath, a large loft overlooking the 1st floor, a bonus room and storage areas. The kitchen features a sit-at island, granite countertops, stainless steel appliances, tile backsplash, a pantry closet and 42" cabinets. The living room area features an electric fireplace with a beautiful custom-built floor to ceiling wood surround. Additional interior features include COREtec LVP flooring, board & batten wainscoting, two 8' wide patio doors, tile flooring in the baths, gable windows, a Rinnai tankless water heater, recessed lighting and much more. The exterior features a 10 x 24 porch overlooking the water with cathedral ceilings, composite decking & glass railings, a 10 x 24 cement pad under the porch, a 7 x 26 ground-level deck with composite decking, a vinyl bulkhead with a 5 x 40 dock & a 5 x 28 pier, both with composite decking, and an 8,000 lb capacity boatlift with remote. Additional features include a 5 x 20 shed with drywall, shelving, & electric, an outside shower, a cement walkway and patio, hardscaping and a 2-car cement parking pad. Icing on the cake? The location is less than a mile from the beach and is within walking distance to the beautiful Northside Park, the Montego Bay Shopping Center, an abundance of restaurants and bars and mini golf courses. You also have beautiful views of the 4th of July, and Sunday's fireworks, held at the Northside Park during the summer season. The community features 3 pools, including a kiddie pool for the little ones, 2 tennis courts, a pickleball court, a basketball court, a 9-hole miniature golf course, a shuffleboard court, a bayfront boardwalk with 3 fishing piers, a canalfront fishing & crabbing area, an 8-acre wildlife sanctuary/pond with a 1/2 mile paved walking path, a 5-acre open park and street lighting with a lamppost at every residence. Additional amenities include city streets & sidewalks, city water & sewer and city trash collection. The HOA fees are just $415 a year. Don't miss out on this fabulous opportunity to make this your truly special home!

Highlights

Listed by Michael E Grimes , 4102516821 Montego Bay Realty , 4102503020. Bright MLS

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

415 Annually

Year Built

2018

County

Worcester

Area

Bayside Waterfront (84)

Neighborhood

Montego Bay

School District

Worcester County Public Schools

Listing ID

MDWO2042160

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Energy Efficient Appliances, Exhaust Fan, Instant Hot Water, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless, Negotiable
Air Cond:Ceiling Fan(s),Heat Pump(s),Central A/C
Fireplaces:Electric,1 Fireplace
Floor:Carpet,Luxury Vinyl Plank,Tile/Brick
Above Ground Sq Ft:1869
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Sprinkler System, Upgraded Countertops, Wainscotting, Window Treatments, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Bulkheaded,Cleared,Fishing Available,Landscaping,Level,Road Frontage,SideYard(s),Not New Construction,Horse Property: No,Waterfront,In City Limits
Lot Dimensions:40 x 90
Garage Capacity:2
Zoning:TR
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Outbuilding(s), Outside Shower, Sidewalks, Street Lights, Excellent, Basketball Courts, Common Grounds, Lake, Pickleball Courts, Pool - Outdoor, Shuffleboard, Tennis Courts, Common Area Maintenance, Management, Reserve Funds
Sewer:Public Sewer
Parking Features:Concrete Driveway,Off Street,On Street,2+ Spaces,1+ Spaces
Principal Interest
$6,452
Taxes
$768
HOA
$415

Home Price

$1,175,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$235,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,452.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,452.03 $767.58 $415.00 $7,634.62
Yearly $77,424.41 $9,211.00 $4,980.00 $91,615.41
Total $2,322,732.32 $276,330.00 $149,400.00 $2,748,462.32
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS