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sales rep | Brivity IDX

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304 15th St , Ocean City, MD 21842
$1,099,900
Est. Payment: $5,854.13/mo
5 Bed
4 Bath
2532 Sqft
0.13 Acres
Status: active | Days on site: 226
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107SRG - 3256091
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House Description

HUGE PRICE IMPROVEMENT!!! Rare opportunity to own a direct bayside waterfront 2-unit property in Downtown Ocean City, just blocks from the beach, boardwalk, dining, and attractions. The property features two separate units: a 3BR/3BA first-floor unit and a 2BR/1BA second-floor unit, offering flexibility for multi-generational living, extended family use, personal enjoyment, or rental income. There may also be potential for additional living space or rental income through the detached garage, pending zoning and other applicable approvals. Both units feature remodeled kitchens with granite countertops, custom cabinetry, tile backsplashes, and separate brand new washers and dryers in 2026. Both units have BRAND NEW HVAC systems as of August 2026. Enjoy beautiful canal and bay views from the sunroom, balcony, and large waterfront composite deck. Additional highlights include 2 private boat slips, outdoor space for entertaining, and a detached garage for storage of all your beach and boating gear. With approximately $110,000 in annual rental income over the past two years, this is a rare waterfront opportunity with exceptional versatility.

Highlights

Listed by Brittani Phillips , 4435045281 ERA Martin Associates, Shamrock Division , 4106415000. Bright MLS

Property Type

Residential

Lot/Acreage
0.13

Year Built

1956

County

Worcester

Area

Bayside Waterfront (84)

Neighborhood

Neptune Development

School District

Worcester County Public Schools

Listing ID

MDWO2037052

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Refrigerator, Stove, Microwave, Washer, Dryer
Air Cond:Central A/C,Wall Unit
Fireplaces:
Floor:Ceramic Tile,Carpet,Hardwood,Luxury Vinyl Plank
Above Ground Sq Ft:2532
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Entry Level Bedroom, Dining Area, 2nd Kitchen, Carpet, Ceiling Fan(s), Window Treatments, Attic, Chair Railings, Crown Moldings, Kitchen - Table Space, Pantry, Recessed Lighting, Upgraded Countertops, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Bulkheaded,Fishing Available,Not New Construction,Horse Property: No,Waterfront,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:4
Zoning:R-2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gutter System, Secure Storage, BBQ Grill, Exterior Lighting, Flood Lights, Very Good
Sewer:Public Sewer
Parking Features:Private,Concrete Driveway,Additional Storage Area,Garage - Side Entry,Driveway,Detached Garage,Off Street,On Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,854
Taxes
$779

Home Price

$1,099,900

Loan Details

30 yrs
7%

Down Payment

20%
$219,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,854.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,854.13 $779.25 $0.00 $6,633.38
Yearly $70,249.56 $9,351.00 $0.00 $79,600.56
Total $2,107,486.70 $280,530.00 $0.00 $2,388,016.70
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS