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120 53rd Street J201 , Ocean City, MD 21842
$325,000
Est. Payment: $1,784.61/mo
2 Bed
2 Bath
1056 Sqft
Status: active | Days on site: 274
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COMPS15 - 3063404
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Have you considered a DSCR loan (debt service coverage ratio)? It's a loan that qualifies based on potential rental income, not your personal income. This property is a good fit for this type of loan! This waterfront oasis—a stunning 2-bedroom, 2-bath, 2 reserved parking spot condo - is in a prime midtown Ocean City location. Enjoy breathtaking sunset views every evening from this thoughtfully updated unit. The HVAC and water heater are newer, for comfort and peace of mind. Offered fully furnished, this home is beautifully appointed with stylish, move-in-ready pieces that perfectly complement the space. Step outside to your deeded boat slip (#35) and spend your days cruising the bay or riding jet skis. When the sun sets, take a short stroll to Ocean City’s most iconic nightlife spots, including Macky's, Fager's Island and Seacrets. For those who love an active lifestyle, the newly renovated Ocean City Racquet Center is just a few blocks away, offering pickleball and tennis courts. This property has everything you need to start living your Ocean City dream as a primary home, vacation home or as an investment thru short-term rentals!
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Highlights

Listed by Kimberly K McGrath , 3013515792 Compass , 4104297425. Bright MLS

Property Type

Condo

Year Built

1982

County

Worcester

Area

Bayside Waterfront (84)

 Neighborhood

None Available

 School District

Worcester County Public Schools

Listing ID

MDWO2036150

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Washer - Front Loading, Water Heater, Dryer - Front Loading, Exhaust Fan
Air Cond:Central A/C,Heat Pump(s),Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1056
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bar, Carpet, Floor Plan - Open, Ceiling Fan(s), Kitchen - Eat-In, Primary Bath(s), Upgraded Countertops, Dogs OK, Cats OK, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:TR
Others:
  • ▪ Additional:Very Good, Boat Dock/Slip, Common Grounds, Reserved/Assigned Parking, Water/Lake Privileges, Ext Bldg Maint, Insurance, Lawn Maintenance, Pier/Dock Maintenance, Reserve Funds, Trash
Sewer:Public Sewer
Parking Features:Assigned,Parking Lot,2+ Spaces,1+ Spaces
Principal Interest
$1,785
Taxes
$265

Home Price

$325,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,784.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,784.61 $265.17 $585.00 $2,634.77
Yearly $21,415.26 $3,182.00 $7,020.00 $31,617.26
Total $642,457.87 $95,460.00 $210,600.00 $948,517.87
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS