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12957 Harbor Rd , Ocean City, MD 21842
$5,999,999
Est. Payment: $31,934.51/mo
5 Bed
5 Bath
4544 Sqft
0.11 Acres
Status: active | Days on site: 487
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CLFERE1 - 3255771
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House Description

Welcome to “The Nautilus” – one of the most breathtaking waterfront properties in all of Maryland. This stunning 4-story home is located in the quiet harbor area of West Ocean City and offers unmatched views in every direction. Look out over the Ocean City Inlet, downtown skyline, Assateague Island, and the Atlantic Ocean—all from your own home. It truly feels like you’re living on a luxury cruise ship, surrounded by water and endless horizons, while enjoying the calm and privacy of the bay. Enjoy 5 bedrooms, 3 full and 2 half bathrooms, 2 full kitchens, a private elevator, and an incredible rooftop deck with sunrise and sunset views. Step out your back door to your private dock with a boat slip and lift, giving you direct access to the water. This location offers both peace and convenience—tucked away in a quiet neighborhood but just minutes from Ocean City’s beaches, restaurants, and marinas. The Nautilus is more than a home—it’s a once-in-a-lifetime property with views you won’t find anywhere else.
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Highlights

Listed by Kevin E Decker , 4432356552 Coastal Life Realty Group LLC , 4435527579. Bright MLS

Property Type

Residential
Lot/Acreage
0.11

Year Built

2014

County

Worcester

Area

West Ocean City (85)

 Neighborhood

None Available

 School District

Worcester County Public Schools

Listing ID

MDWO2031748

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:4544
Other:
  • ▪ Additional:2nd Kitchen, Bathroom - Walk-In Shower, Ceiling Fan(s), Elevator, Sauna
Water:Public

Exterior Features

Lot:Private Access,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:R-4
Roof:Architectural Shingle
Others:
  • ▪ Additional:Roof Deck
Sewer:Public Sewer
Parking Features:Inside Access,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$31,935
Taxes
$1,484

Home Price

$5,999,999

Loan Details

30 yrs
7%

Down Payment

20%
$1,200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$31,934.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $31,934.51 $1,483.58 $0.00 $33,418.10
Yearly $383,214.17 $17,803.00 $0.00 $401,017.17
Total $11,496,425.20 $534,090.00 $0.00 $12,030,515.20
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS