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14 45th St Unit 101 , Ocean City, MD 21842
$689,900
Est. Payment: $3,671.94/mo
3 Bed
3 Bath
1840 Sqft
Status: active | Days on site: 48
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CLFERE1 - 3322286
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House Description

Spacious and beautifully maintained 3-bedroom, 3-full-bath condo offering an impressive 1,840 square feet in a prime midtown Ocean City location! Situated on the oceanside block, this unit is just a short walk to the beach, popular restaurants, and all the activities that make Ocean City a sought-after location. Peak at small glimpses of both the ocean and bay while sitting on your balcony and enjoy being close to everything, yet tucked away in a comfortable coastal retreat. Inside, you’ll find updated LVP flooring installed in 2026, newer appliances from 2020, walk-in showers, and a spacious layout with plenty of room for guests. The condo has been nicely maintained and is being sold furnished with just a few small exclusions, making it easy to enjoy from day one. Two designated parking spaces and an elevator add even more convenience. With a strong rental history, generous square footage, and an excellent midtown location just steps from the sand, this property offers a great opportunity as a vacation home, investment property, or both. Come see all that this Ocean City condo has to offer!

Highlights

Listed by Brianna Nicole Heiderman , 4846451132 Coastal Life Realty Group LLC , 4435527579. Bright MLS

Property Type

Condo

Year Built

2001

County

Worcester

Area

Ocean Block (82)

Neighborhood

None Available

School District

Worcester County Public Schools

Listing ID

MDWO2041070

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Laminated,Tile/Brick
Above Ground Sq Ft:1840
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Cedar Closet(s), Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), WhirlPool/HotTub, Window Treatments, Bathroom - Walk-In Shower, Cats OK, Dogs OK, Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R-3
Others:
  • ▪ Additional:Sidewalks, Street Lights, Excellent, Elevator, Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Reserve Funds, Trash
Sewer:Public Sewer
Parking Features:Assigned,Paved Parking,Under Home Parking,Off Street,Parking Lot,2+ Spaces,1+ Spaces
Principal Interest
$3,672
Taxes
$427

Home Price

$689,900

Loan Details

30 yrs
7%

Down Payment

20%
$137,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,671.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,671.94 $427.33 $2,891.00 $6,990.27
Yearly $44,063.25 $5,128.00 $34,692.00 $83,883.25
Total $1,321,897.51 $153,840.00 $1,040,760.00 $2,516,497.51
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ocean City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS